I am in the throes of switching my current residential home loan to a BTL Clydesdale mortgage. The bank has said that I require a lawyer as part of the process. I spoke to my previous Taverham conveyancing solicitor who acted on my behalf when I previously bought the house. The fee estimate e-mailed to me of £450 plus VAT is surprising as its a remortgage than a sale or purchase.
The costs illustration is fractionally on the expensive side. If you shop around you may be able to get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, if you were content with the assistance the firm offered you maycome to rue opting for an an untested conveyancer. Remember to be sure the conveyancer can also act for Clydesdale. Do utilise our search tool to locate a Taverham conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Taverham.
Can you recommend a Bank of Scotland sanctioned Taverham conveyancing practice finish our house move within less than a month? Would it be better to use a local Taverham firm or a factory type comparison site?
We would be happy to suggest some excellent Taverham conveyancing firms. You can also walk up the high street in Taverham. Approach two or three law practices and ask to speak with a conveyancing solicitor for a quote. Mention your deadline together with the reasons and get a commitment on your deadline. Appoint the lawyer that appears most efficient.
We see that you have a post code search directory listing firms on the Yorkshire BS conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Taverham?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Taverham.
I am intent on selling our property in Taverham and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used an online conveyancing practice rather than a conveyancing solicitor in Taverham. Having lived in Taverham for three years we know of no issue. Is it a good idea to contact our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I'm purchasing a new build house in Taverham with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of extras instead. The house builders rep told me not to tell my lawyer about the deal as it could put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.