We are buying a flat and require a conveyancing solicitor in Lakenham who is on the Santander conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Lakenham.
I have an AIP. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would prefer to use a specialised conveyancing solicitor in Lakenham?
You should check but the chances are that allocate you one of their panel lawyers where you accept the "fee-free" deal. Speak to the mortgage company and check if they make available a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Lakenham.
I am buying my first flat in Lakenham with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of extras instead. The estate agent told me not inform my conveyancer about the extras as it would impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We're new to the buying process - had an offer accepted, but the property agent advised that the seller will only move forward if we appoint their recommended lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor used to conveyancing in Lakenham
It is highly unlikely the sellers are behind this. Should the owner want ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Try to communicate with the vendors directly and make the point that (a)you are genuine purchasers (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you are going to instruct your own,trusted Lakenham conveyancing firm - rather thanthe ones that will earn their estate agent a kickback or hit his conveyancing thresholds pre-set by corporate headquarters.
I need to swap lawyers as my Lakenham lawyer is not on the bank's panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
In the event that you have not formally appointed a conveyancer to start work and at this stage simply received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Lakenham that you're thinking of instructing.