My uncle passed away 10 months ago and as sole heir and executor I was left the house in Poringland. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this possible?
If you plan to refinance then Nationwide will insist on your using a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Poringland?
There are many recorded licenced Conveyancers in Poringland and Solicitor firms in Poringland offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am assisting my niece sell her flat in Poringland. Will the solicitor arrange the energy assessment or should I organise this?
After the demise of Home Information Packs, energy assessments was maintained a required component of selling a property. An EPC should be to hand prior to the property being advertised. This is not as aspect of the sale process that conveyancers ordinarily organise. If you are instructing a Poringland conveyancing solicitor they might help arrange EPC’s due to their relationships with reputable Poringland accredited person
We are planning to move house in October. Should my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you put forward a removal company in Poringland. Conveyancing lawyer was organised before I stumbled across this site.
On the afternoon of completion you will need to pick up the house keys from the property agent but this can only happen once the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you should tell the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in finding a residential property solicitor in Poringland or a solicitor with expertise in conveyancing in Poringland.
It has been three months following my purchase conveyancing in Poringland took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Poringland is where the house is located. Can you shed any light on this issue?
Flying freeholds in Poringland are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Poringland you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Poringland may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Our lender agreed in principle to give us a mortgage. We are using a high street conveyancer in Poringland two days ago. This morning, our broker called to say that the mortgage company said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we had no idea that the lender had a say Is this allowed?
You are at liberty to use any conveyancing solicitor you wish to select for your conveyancing in Poringland nevertheless if they are not on the your bank's panel you would have to pay additional cost so the mortgage company can instruct their own solicitors as well to protect their interest. sometimes it is conceivable that your preferred conveyancing firm to get added to the mortgage company panel. Do make the most of internet search facilities including lenderpanel.com to find a conveyancing solcitor in Poringland on the bank panel. You can go into your high street mortgage company branch in Poringland. They will know some good conveyancing solicitors in Poringland on the panel for your lender.