Much to our surprise we have been told by our financial adviser that my Needham Market the law firm I have appointed is not on the bank Conveyancing panel. What can I do to be sure that this is correct?
You need to contact your Needham Market lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Needham Market conveyancing firm that is on the conveyancing panel for your lender.
Would the conveyancing solicitors that are recommend execute auction conveyancing in Needham Market?
We know of a few niche lawyers we can connect you with those specialising in auction conveyancing. Needham Market is just one of hundreds of locations where our lawyers are based.
We previously selected solicitors located in Needham Market on the Barclays solicitor panel. They have just invoiced me a supplemental sum for the legal aspects of the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your property lawyer can charge a fee for this. This fee is not set by Barclays but by your Needham Market conveyancing practitioner. Plenty of firms on the Barclays panel will charge ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.
My fiancee and I are in the process of looking at houses in Needham Market and I am now considering a potential offer. Should I already have a property lawyer in place at this point? I am planning to take a home loan with RBS.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
RBS have agreed my home loan in principle, my bid on a house in Needham Market has been agreed to, now what?
The estate agent will need to be informed of your property lawyer's details (be sure the conveyancers are on the lender’s panel). Call up RBS or the broker and complete any appropriate documentation. RBS will sellect a valuer who will get in contact with the selling agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. RBS will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Needham Market.
Is it possible to change firm as I need to instruct one who is on the Accord Mortgages Ltd conveyancing list. I had appointed a family conveyancing solicitor in Needham Market round the corner but he is not approved by Accord Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Needham Market on the Accord Mortgages Ltd panel. Please note that the conveyancers that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Needham Market. Using the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Needham Market.
Our conveyancing in Needham Market completes this Friday, but the couple I am buying off has asked to vacate 24 hours later at midday. Do I agree to such a plan?
If you require a bank loan then your solicitor will insist that the premises arevacant on Friday - the lender will compel it.