The owners have rather brash vendors who has insisted on a preliminary agreement with a payment of 5k. Are such agreements sensible?

There are a couple of main concerns with entering into any lock out contract (sometimes known as a no-shop agreement) is that it can distract from making progress with the conveyancing process, so in the absence of it needing little or no negotiation then it may turn out to be a hindrance. It is not promoted by Mersea Island conveyancing practitioners for this reason. The other main concern is the extent of the remedies available - a jilted purchaser is very unlikely to secure an injunctive ruling by a court to stop the seller disposing of the property to an alternative purchaser, so the only remedy open via the agreement will be the recovery of abortive costs and, in limited circumstances, the additional payment of penalties.

Do I have to pop into the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Mersea Island so that I can attend their offices if necessary.

Most conveyancing panel lawyers for lenders conduct their communications through the post, internet or over phone calls. This means that they can undertake the conveyancing transaction regardless of where you live in England or Wales. Nevertheless you can check if you can still book an appointment to visit conveyancing lawyer if needed.

What is the difference between a licensed conveyancer and conveyancing solicitor in Mersea Island

There are many recorded licenced Conveyancers in Mersea Island and Solicitor partnerships in Mersea Island to choose from We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

A colleague pointed out to me me that in buying a property in Mersea Island there may be a number of restrictions prohibiting external alterations to the property. Is this right?

There are anumerous of properties in Mersea Island which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Mersea Island should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am currently in the process of buying my council flat in Mersea Island. I have a mortgage offer with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

I am a fortnight into a residential purchase having been directed to a firm by the selling agent to perform conveyancing in Mersea Island. I am am starting to be frustrated with the quality of service. Can you you assist me in finding new lawyers?

A conveyancer would need to be really bad in order to consider replacing them. Has your loan offer been issued? If so you must inform them of the replacement solicitor and ensure the mortgage documents are issued to the new lawyers. Your new solicitor ideally should be on the lenders panel to avoid added expenses and frustration. That should be your first question of the new lawyers. The find a solicitor tool will help you find a bank approved solicitor for your conveyancing in Mersea Island

My wife and I intend to acquire our 1st property in Mersea Island. Conveyancing lawyer already appointed. The mortgage adviser advised that a survey is not appropriate as the property was only constructed twenty two years ago.

At the very least you should have a Home Buyer's Report. Given the residence is over 10 years old the property will be without a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could suffice. The report should highlight any obvious problems and suggest further investigation if appropriate. Where there are any indications of problems obtain a full structural survey.