lenderpanel

Find a Mersea Island Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mersea Island? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mersea Island transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mersea Island conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mersea Island

Can you explain why leasehold purchase conveyancing in Mersea Island is more expensive?

The conveyancing costs on a leasehold property in Mersea Island is frequently greater than on a freehold residence. This is because there is an amount of extra time required in liaising with the landlord and management company to obtain evidence about whether the rent and service fee have been cleared and whether there are any major works due in the near future on repairs or maintenance of the building.

I am helping my aunt sell her house in Mersea Island. Will the solicitor order the EPC or do I organise this?

Following the abolition of Home Information Packs, energy performance certificates was left as a mandatory component of moving property. An energy performance certificate needs to be commissioned before the property is advertised. This is not as aspect of the sale process that conveyancers normally arrange. Where you are instructing a Mersea Island conveyancing solicitor they might be able to arrange energy performance certificates given their contacts with reputable Mersea Island providers

Aldermore have agreed my home loan in principle, my offer on a flat in Mersea Island has been accepted, now what?

The property agent will wish to know who your solicitors are (be sure the property lawyers are on the lender’s approved list). Telephone Aldermore or the broker and complete any outstanding paperwork. Aldermore will instruct a valuer who will get in contact with the estate agent or vendor to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes approximately ten days to receive the mortgage offer. Aldermore will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Mersea Island.

At last I have had an offer on a flat in Mersea Island agreed to, the owners do however have a tied purchase. The sellers have offered on a flat, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have selected a local conveyancing solicitor in Mersea Island. What should be my next step? When should I get the mortgage application with Bank of Ireland going?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then survey, Mersea Island conveyancing search charges, etc). The first course of action is to check that your lawyer is on the Bank of Ireland conveyancing panel. Regarding the subsequent stages this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. In a hot market the majority of buyers would apply for a home loan with Bank of Ireland and pay for the valuation and only if it was satisfactory would they pay their conveyancer to press on with searches.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Mersea Island is where the house is located. What do you suggest?

Flying freeholds in Mersea Island are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Mersea Island you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mersea Island may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Is it possible to swap firm as I have to find one who is on the National Westminster Bank conveyancing list. I had appointed a family conveyancing solicitor in Mersea Island five minutes from me but the firm is not accepted by National Westminster Bank

It would be our pleasure to help you select a conveyancing solicitor in Mersea Island on the National Westminster Bank panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Mersea Island. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Mersea Island.

My parents cant seem to find their Mersea Island land registry title on the website. They have a vague recollection fifty years ago when they purchased the bungalow there were complications with Mersea Island not being recognised in some systems.

Almost all residences in Mersea Island should appear. Have you tried a search with just the postcode. Normally it should reveal all the houses and flats inside that postcode. Where recorded it will show up with a title number. Where they bought 48 years ago it's conceivable it may be unregistered. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title papers which could be with your parent’s mortgage company.

Last updated

Neighbouring Locations

Colchester
Manningtree
Mersea Island
Burnham On Crouch

Find out more about how flying freehold can affect your the value of a property.