I have been told that property searches are a common cause of hinderance in Mersea Island house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of delay in conveyancing in Mersea Island.
3 months have gone by since my purchase conveyancing in Mersea Island took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Mersea Island is where the house is located. Can you shed any light on this issue?
Flying freeholds in Mersea Island are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mersea Island you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mersea Island may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to find a conveyancing solicitor for sale conveyancing in Mersea Island. I have chance upon a web site which appears to be the perfect answer If there is a chance to get all this stuff completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Should one remove a deceased person's details from the title register for a property in Mersea Island?
Where a Mersea Island property is co-owned and one of the proprietors dies, their name will not automatically be removed from the title deeds. You are not required to amend the title as in the event of a sale your lawyer would just be required to evidence why the other owner is not included in the transfer, such as the probate documents.
With a view to making the sale conveyancing more straight forward for the sale of the property you can arrange to have the deceased name erased from the title register by applying to the land registry with proof of the death. There is no land registry fee payable.