We note that you have a search directory identifying firms on the Virgin Money conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Burnham On Crouch?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Burnham On Crouch.
The deeds to our property can not be found. The lawyers who dealt with the conveyancing in Burnham On Crouch 5 years ago are no longer around. Will I be able to sell the house?
You no longer need to hold title original deeds to prove you are the owner of your registered land or property, as the Land Registry have everything they need in a digital format.
I am buying a new build house in Burnham On Crouch with the aid of help to buy. The sellers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not to tell my lawyer about the extras as it could affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a quick, chain free conveyancing. Burnham On Crouch is where the house is located. Can you offer any assistance?
Flying freeholds in Burnham On Crouch are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Burnham On Crouch you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burnham On Crouch may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Why do I have to supply my solicitor with a list of items of identification ahead of starting my conveyancing in Burnham On Crouch?
Burnham On Crouch lawyers are required by the Law Society, SRA, HMLR and current Money Laundering Regulations to record that the have verified the identity of their clients. It is also sometimes a condition of your bank where you are taking a mortgage. In addition they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, NI number and date of birth.