Unfortunately I am unable to travel far from Burnham On Crouch. What is the rationale as to why all Burnham On Crouch lawyers aren't automatically on all bank panels?

Even though it may seem unfair for mortgage companies to restrict who can act for them, from the public’s or conveyancer’s perspective, the the contrary view is that lenders are becoming ever more anxious and consider it imperative to defend themselves from mortgage fraud. As a result of this concern lenders are limiting their panel of approved conveyancing lawyers to a manageable size.

We note that you have a search directory identifying solicitors on the Yorkshire BS conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Burnham On Crouch?

We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Burnham On Crouch.

Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who dealt with the conveyancing in Burnham On Crouch 5 years ago are no longer around. Will I be able to sell the house?

As long as the title is registered the details of your ownership will be recorded by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, identify your house and obtain up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

I am buying a new build house in Burnham On Crouch with a mortgage from The Mortgage Works. The builders refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not disclose to my solicitor about the side-deal as it would adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I am about to part with over three hundred thousand on a property in Burnham On Crouch I would like to have a conversation with the lawyer concerning thetransaction ahead of giving the go ahead to the firm. Is this something that you can arrange?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor who will be conducting your property ownership legalities in Burnham On Crouch.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in Burnham On Crouch should be the amount on the final invoice that you end up paying.