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Find a Burnham On Crouch Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnham On Crouch? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnham On Crouch conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Burnham On Crouch conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Burnham On Crouch

We're in Burnham On Crouch, First timers purchasing with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I am buying a property in Burnham On Crouch. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with Kent Reliance your lawyer must comply with the formal requirements set out in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Burnham On Crouch.

I am selling my flat. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Barclays are being a right pain. The Burnham On Crouch solicitor who is on the Barclays conveyancing panel is recommending indemnity insurance as a solution but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?

It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I was told two weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Burnham On Crouch is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have been told that property searches are a common cause of delay in Burnham On Crouch conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Burnham On Crouch.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Burnham On Crouch. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Burnham On Crouch

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

What tools are available to identify a Burnham On Crouch solicitor on the Bank of Ireland conveyancing panel? I have a car and am prepared to travel upto 25kilometers to meet the lawyer.

Feel free to make use of the facility on this page. Please pick a lender and your location and you will see a number of Burnham On Crouch conveyancing lawyers locally. We have listed some Burnham On Crouch conveyancing firms at the bottom of this page and you can contact them to see if they are on the Bank of Ireland panel

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Neighbouring Locations

Maldon
Mersea Island
Burnham On Crouch
Leigh On Sea
Rochford
Southend On Sea
Shoeburyness

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