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Find a Burnham On Crouch Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnham On Crouch? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnham On Crouch conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Burnham On Crouch

It is a dozen years since I bought my home in Burnham On Crouch. Conveyancing solicitors have now been appointed on the sale but I am unable to track down my title deeds. Will this jeopardise the sale?

Don’t worry too much. First the deeds may be with your lender or they could be in the possession of the lawyers who handled your purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in Burnham On Crouch relates to registered property but in the rare situation where your property is not registered it is more problematic but is resolvable.

My aunt passed away six months ago and as sole heir and executor I was left the house in Burnham On Crouch. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this allowed?

Given you intend to refinance then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.

Should my conveyancer be raising enquiries concerning flooding during the conveyancing in Burnham On Crouch.

Flooding is a growing risk for lawyers dealing with homes in Burnham On Crouch. Plenty of people will buy a property in Burnham On Crouch, completely aware that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not best placed to offer advice on flood risk, however there are a number of searches that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Burnham On Crouch. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the seller to discover if the property has suffered from flooding. In the event that flooding has previously occurred and is not revealed by the owner, then a buyer could commence a claim for damages as a result of such an inaccurate answer. The buyer’s lawyers will also commission an enviro search. This should disclose if there is a recorded flood risk. If so, further inquiries will need to be initiated.

I am selling my home. My former conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Burnham On Crouch if that makes things easier.

You should use our search tool to help you choose a solicitor for your conveyancing in Burnham On Crouch. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.

My parents are unable to locate their Burnham On Crouch property on the HM Land Registry online search facility. They have a vague memory 50 years ago when they acquired the bungalow there were complications concerning Burnham On Crouch not being identified on some systems.

The vast majority of residences in Burnham On Crouch should appear. Have you tried a search to just the postcode. Usually it should mention all the houses and flats within that postcode. Where registered it will be there with a title number. If they bought back in the 60’s it's conceivable it may be unregistered. The property might still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title papers which might be with your parent’s mortgage company.

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