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Find a Maldon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Maldon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Maldon transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Maldon conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Maldon

Do the conveyancing solicitors revealed via your ’find a lawyer’ tool handle right to buy conveyancing in Maldon?

We have identified numerous conveyancing experts who can handle right to buy conveyancing Do contact the conveyancers listed to get a costs illustration.

Is there a list of RBS panel solicitors in Maldon on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings available over the internet. If you are looking for a Maldon conveyancing practitioner on the RBS please make the most of our tool.

We previously selected conveyancers with offices in Maldon on the UBS solicitor panel. They are now charging me an additional amount for handling the UBS mortgage. Is this an additional conveyancing fee specified by UBS?

Provided it is contained in their Terms of Engagement or estimate then yes your property lawyer may charge a fee for this. This fee is not set by UBS but by your Maldon lawyer. Some firms on the UBS panel will charge ’dealing with mortgage’ fee and others do not.

I am selling my apartment. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Lloyds are being problematic. The Maldon solicitor who is on the Lloyds conveyancing panel is recommending indemnity insurance as a solution but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?

It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Maldon is where the house is located. Is there any advice you can give?

Flying freeholds in Maldon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Maldon you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maldon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

We're novice buyers - agreed a price, but the agent has warned us that the owners will only move forward if we use the agent's recommended conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a local solicitor accustomed to conveyancing in Maldon

It is highly unlikely the sellers are driving this. If they require ‘a quick sale', alienating a motivated purchaser is going to damage their objectives. Bypass the agents and go straight to the owners and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your preferred Maldon conveyancing firm - not the ones that will give their negotiator at the agency a referral fee or achieve conveyancing thresholds demanded by corporate headquarters.

Jane (my partner) and I may need to sub-let our Maldon 1st floor flat temporarily due to a new job. We used a Maldon conveyancing practice in 2002 but they have closed and we did not have the foresight to get any advice as to whether the lease prohibits the subletting of the flat. How do we find out?

Your lease dictates relations between the landlord and you the flat owner; specifically, it will indicate if subletting is prohibited, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no specific ban or restriction, subletting is allowed. The majority of leases in Maldon do not prevent strict prohibition on subletting – such a clause would undoubtedly devalue the flat. Instead, there is usually simply a requirement that the owner notifies the freeholder, possibly sending a copy of the tenancy agreement.

I am the registered owner of a 1st floor flat in Maldon, conveyancing formalities finalised in 1997. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Maldon with over 90 years remaining are worth £190,000. The ground rent is £45 per annum. The lease ends on 21st October 2086

With 62 years left to run the likely cost is going to range between £17,100 and £19,800 plus professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.