Find a Rochford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rochford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rochford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rochford conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Rochford

I am buying a property and need a conveyancing solicitor in Rochford who is on the Platform Home Loans Ltd solicitor. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Rochford. We dont recommend any particular firm.

My lawyer has informed me that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Rochford?

The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.

I have paid off my mortgage with Leeds Building Society. I assume I don't need a Rochford conveyancing practitioner on the Leeds Building Society panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Leeds Building Society has sent the Land Registry the discharge electronically, and
  3. Leeds Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Leeds Building Society mortgage has been paid off.

Completion of my purchase has taken place for my property in Rochford. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I'm remortgaging my current property to a buy to let loan with The Mortgage Works and intend to use the remaining equity towards further house. The area we are talking about is Rochford. Will your solicitors be able to act for the two mortgage companies and tie in the conveyances?

Do use our search tool on this site to be sure that the conveyancers are on the relevant lender panels. Assuming that they are your conveyancer should be able to tie up the two deals but you should talk with you lawyer and make apparent your expectations and requirements.

We are 3 weeks into a freehold purchase having been recommend to conveyancers by the estate agent to execute conveyancing in Rochford. I am am very disappointed with the level of service. Can you help me find new solicitors?

They would have to be really poor to suggest diss instructing them. Has the mortgage offer been issued? In the event that it has you will need to make them aware of the new contact details and get the loan are re-issued. The conveyancer needs to be on the mortgage company panel to avoid escalating costs and delays. So that should be your starting point. The find a solicitor tool will assist you in finding a lender approved conveyancer for your home move in Rochford

I own a leasehold house in Rochford. Conveyancing and Accord Mortgages Ltd mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1991. The conveyancing solicitor in Rochford who acted for me is not around. Any advice?

The first thing you should do is make enquiries of HMLR to make sure that this person is in fact the new freeholder. It is not necessary to incur the fees of a Rochford conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Rochford Leasehold Conveyancing - Sample of Queries Prior to buying

    Most Rochford leasehold properties will be liable to pay a service charge for maintenance of the building invoiced on behalf of the landlord. If you buy the flat you will have to meet this liability, usually periodically accross the year. This may vary from several hundred pounds to thousands of pounds for buildings with lifts and large common areas. In all likelihood there will be a rentcharge to be met yearly, this is usually not a significant sum, say about £25-£75 but you should to enquire as on occasion it can be many hundreds of pounds. How many years are left on the lease? The prefered form of lease arrangement is a share of the freehold. In this situation the leaseholders have being in charge if their destiny and notwithstanding that a managing agent is frequently retained if it is larger than a house conversion, the managing agent acts for the leaseholders themselves.

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