I have given 2 months notice to my existing landlord and must be out of my let out flat in Canvey Island by 6/2/2024. Conveyancing for my house purchase is progressing. Is it possible to complete in 4 weeks as I wish to avoid having to find temporary accommodation?
Generally one should not give notice for your letting until your lawyer suggests that you should. Assuming that you have not already done so, update to your lawyer and request that they cajole the sellers side, try to an acceptable time-line that everyone will aim to achieve
I have an AIP. The bank mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel lawyer as I would prefer to instruct a Canvey Island based conveyancing firm?
Do check but the chances are that appoint one of their panel solicitors where you want the "fee-free" incentive. Speak to the lender to explore if they offer you a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor in Canvey Island.
It has been 3 months following my purchase conveyancing in Canvey Island took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Canvey Island with the aid of help to buy. The sellers refused to budge the price so I negotiated 6k of extras instead. The estate agent suggested that I not to tell my solicitor about the deal as it will put at risk my mortgage with Barclays Direct. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my father I am disposing of a residence in Cardiff but live in Canvey Island. My conveyancer (based 300 miles awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Canvey Island to attest and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are located in Canvey Island