A colleague pointed out to me me that in buying a property in Canvey Island there may be various restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Canvey Island which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Canvey Island should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is there a list of Santander panel solicitors in Canvey Island on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. A small selection of banks make their panel listings open the public online. Where you are in need of a Canvey Island conveyancer on the Santander please make the most of our facility.
We previously appointed conveyancing lawyers based in Canvey Island on the Barclays solicitor approved list. They are now charging me a separate amount for handling the Barclays mortgage. Is this a supplemental conveyancing fee set by Barclays?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer may charge a fee for this. This charge is not set by Barclays but by your Canvey Island lawyer. Numerous firms on the Barclays panel will levy ’dealing with mortgage’ fee but plenty of firms include it on their overall fee.
Just bought a terraced house in Canvey Island , What is the estimated time for the Land Registry to record my ownership? My Canvey Island conveyancing solicitor works at snail pace, so I want to be certain the registration is addressed.
As far as conveyancing in Canvey Island registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether it is in order and if the Land registry communicate with any other parties. As of today approximately 80% of such applications are fully dealt with within 12 days but some can be subject to protracted hold-ups. Registration is effected once the new owner has moved in to the premises so registration formalities is not typically primary concern but where it is urgent that the the registration takes place urgently then you or your solicitor could communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Canvey Island differ for newly converted properties?
Most buyers of new build premises in Canvey Island come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is built. This is because builders in Canvey Island typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Canvey Island or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Canvey Island is the location of the property. Can you shed any light on this issue?
Flying freeholds in Canvey Island are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Canvey Island you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canvey Island may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been advised by a number of estate agents in Canvey Island to locate a solicitor using your seach tool. Is there a financial advantage for Estate Agents to promote your site rather than another?
We refuse to make any referral fee for sending work to this site. We found it would be just too difficult to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.