I have given 8 weeks notice to my existing landlord and must vacate my let out property in Canvey Island by the end of next month. Conveyancing for my house purchase is underway. Can I complete in 4 weeks as I wish to avoid having to move into short term accommodation?
It is unwise to give notice for your lease until your lawyer suggests that you should. Assuming that you have not already done so, notify to your conveyancer and ask them to they apply pressure on the other solicitors, try to a target completion date that all parties will aim towards
Should our conveyancer be making enquiries about flooding as part of the conveyancing in Canvey Island.
Flooding is a growing risk for lawyers dealing with homes in Canvey Island. Some people will buy a house in Canvey Island, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Solicitors are not best placed to impart advice on flood risk, but there are a numerous searches that may be initiated by the buyer or by their solicitors which will figure out the risks in Canvey Island. The standard information sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a usual question of the seller to discover if the premises has suffered from flooding. If the residence has been flooded in past which is not disclosed by the seller, then a purchaser may issue a legal claim for losses as a result of such an misleading response. A purchaser’s solicitors will also conduct an environmental search. This will reveal whether there is any known flood risk. If so, further inquiries will need to be conducted.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who dealt with the conveyancing in Canvey Island 5 years ago have long since closed. What are my next steps?
Assuming you have a registered title the information relating to your proprietorship will be documented by HMLR under a Title Number. It is possible to execute a search at the Land Registry, locate your property and secure up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
How does conveyancing in Canvey Island differ for newly converted properties?
Most buyers of new build residence in Canvey Island contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is constructed. This is because builders in Canvey Island usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Canvey Island or who has acted in the same development.
I need to instruct a conveyancing solicitor for my conveyancing in Canvey Island. I have discover a web site which looks to be the perfect solution If it is possible to get all the legals completed via phone that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?