Find a Chatham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chatham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chatham transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Chatham

My wife and I have recently appointed a conveyancing solicitor in Chatham. I need to find out if they are on the Skipton Building Society conveyancing panel. Can you advise?

The first thing you should do is call the lawyer and enquire if they can act for the bank. Otherwise please call Skipton Building Society who may be able to confirm.

Will commercial conveyancing searches reveal impending roadworks that may affect a commercial property in Chatham?

Many commercial conveyancing solicitors in Chatham will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Chatham. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chatham.

For every commercial conveyancing transaction in Chatham it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Chatham commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Chatham.

I have a terraced Edwardian house in Chatham. Conveyancing lawyer acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chatham and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who conducted the conveyancing.

Just had an offer accepted on a new build flat in Chatham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Chatham

    Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan.

All being well we will complete our sale of a £150,000 apartment in Chatham in just under a week. The managing agents has quoted £348 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Chatham?

Chatham conveyancing on leasehold apartments normally requires the buyer’s solicitor submitting enquiries for the landlord to address. Although the landlord is not legally bound to respond to these enquiries most will be willing to assist. They are at liberty to invoice a reasonable administration fee for answering enquiries or supplying documentation. There is no set fee. The average costs for the paperwork that you are referring to is £350, in some cases it is in excess of £800. The management information fee demanded by the landlord must be accompanied by a synopsis of entitlements and obligations in respect of administration charges, without which the charge is technically not due. Reality however dictates that you have no choice but to pay whatever is requested of you if you want to complete the sale of your home.

Chatham Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to buying

    Many Chatham leasehold apartments will be liable to pay a service bill for the upkeep of the block levied by the landlord. Where you acquire the property you will have to pay this liability, normally periodically during the year. This can differ from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a ground rent to be met annual, this is usually not a large amount, say around £25-£75 but you need to enquire it because sometimes it could be surprisingly expensive. What is the name of the managing agents? This question is important as a) areas can result in problems in the block as the common areas may start to deteriorate where repairs remain unpaid b) if the tenants have a dispute with the running of the building you will want to have complete disclosure

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Find out more about how flying freehold can affect your the value of a property.