We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel lawyer as I would prefer to appoint a Chatham based conveyancing firm?
Do check but the chances are that give you one of their panel lawyers should you want the "fee-free" incentive. Contact the bank and check if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Chatham.
My wife and I are downsizing from our home in Chatham and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing practice rather than a conveyancing solicitor in Chatham. Having lived in Chatham for six years we know of no issue. Do we contact our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Chatham I like with open areas and station in the vicinity, the downside is that it only has 52 remaining years left on the lease. There is not much else in Chatham in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the remaining unexpired lease term may be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
How easy is it to switch solicitor as I have to appoint a firm on the Leeds Building Society conveyancing panel. I hired a family conveyancing solicitor in Chatham five minutes from me but the firm is not accepted by Leeds Building Society
We will our best to assist in finding you a conveyancing solicitor in Chatham on the Leeds Building Society panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Chatham. In making use of search facility on this page, you can contrast costs for conveyancing solicitors in Chatham and beyond.
I am looking to buy a flat and need a conveyancing solicitor in Chatham who is on the bank solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Chatham. We dont recommend any particular conveyancing practice.