After what seems like an age a loan offer from Nationwide for the remortgage of my 4 bedroom maisonette is expected by the end of next week. Are you able to suggest a low cost conveyancing law firm in Walderslade?

You have arrived at the wrong place to search for cut-price fees for conveyancing in Walderslade. Our intention is to offer cost effective conveyancing but our intention is not to work with the cheapest lawyers. Do not be seduced by companies offering the bait of £100 conveyancing in Walderslade. In your best case scenario, in being led by cheap conveyancing, you will end up with what you pay for and at worst it will result in you spending a lot in extras and still not receive the service required.

Please help. My Walderslade lawyer is advising me that he is legally obliged toapply for Walderslade conveyancing searches due to the fact thatthe firm are on the Santanderapproved lawyer panel. These Walderslade checks cost a lot of money can this be avoided?

Unfortunately both you and your lawyer have little choice here. As you are taking a home loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Walderslade conveyancing searches.

I am buying a new build house in Walderslade with a loan from Nationwide Building Society. The builders would not move on the amount so I negotiated 6k of extras instead. The property agent told me not inform my lawyer about this side-deal as it may adversely affect my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Walderslade is where the house is located. Can you offer any guidance?

Flying freeholds in Walderslade are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Walderslade you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walderslade may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I have been advised by numerous selling agents in Walderslade to locate a property lawyer using your seach tool. What’s the financial incentive for Estate Agents to promote your services over and above a competitor’s?

We don’t give any financial incentive for directing people our way. We found it would be just too difficult to pay a commission because a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.