My grandfather passed away 10 months ago and as sole heir and executor I was left the property in East Barming. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this allowed?

If you plan to refinance then Virgin Money will insist on your using a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.

Are there restrictive covenants that are commonly picked up as part of conveyancing in East Barming?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in East Barming. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in East Barming differ for newly converted properties?

Most buyers of new build property in East Barming come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is completed. This is because developers in East Barming typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in East Barming or who has acted in the same development.

Is it possible to change conveyancer as I need to appoint one who is on the Britannia conveyancing panel. I hired a local conveyancing solicitor in East Barming round the corner but the firm is not accepted by Britannia

We will our best to assist in finding you a conveyancing solicitor in East Barming on the Britannia panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in East Barming. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in East Barming.

What is the best way to find the right lawyer for my conveyancing in East Barming ?

First ask your friends and family they would would instruct. Second, search the web for conveyancing in East Barming. Phone a couple or more firms from the list and ask them to email you their conveyancing estimate and discuss your needs with the solicitor who will conduct your conveyancing before you make your choice. Option 3 is to make use of this site to assist you in finding the right lawyers for you based on your unique factors including location,speed, complexity and who the proposed lender is.Do not be fooled by lowest cost conveyancing solicitors in East Barming