My bid for a property was accepted at auction in Borough Green. Conveyancing is required. What are my next steps?

Given that you have now exchanged you must retain a conveyancing solicitor quickly as you will have a fast approaching a drop dead date to complete the purchase. Every auction property should have an associated legal set of papers. This should include evidence of title and search results. If you have purchased leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You should pass this on to the solicitor instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete the transaction on the set completion date.

After weeks of negotiation I have agreed a price on a house in Borough Green. My financial adviser suggested a lawyer. I paid an upfront payment of £175. A couple of days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Intending to buy a apartment in Borough Green. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Borough Green conveyancing practitioner is on the TSB conveyancing panel.

A friend recommended that if I am purchasing in Borough Green I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually included in the estimate for your Borough Green conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Borough Green around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Borough Green Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Borough Green.

I am looking for a leasehold apartment up to £235,500 and identified one near me in Borough Green I like with open areas and railway links in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Borough Green in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you require a mortgage that many years will be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

I am using a search engine for the term on line conveyancing in Borough Green it shows results of many conveyancerslocally. How do I determine which is the right conveyancing solicitor for me?

The best method of choosing the right conveyancer is via personal recommendation, so enquire of friends and family who have purchased a property in Borough Green or the reputable estate agent or mortgage broker. Costs for conveyancing in Borough Green differ, so it's sensible to secure a minimum of four quotes from varying types of companies. Dont forget to clarify that the fees are fixed.

We are soon to buying a property in Borough Green. Conveyancing is not yet done but we would like have our transaction price confidential from sites such as Nestoria. what can I do to ensure this is not revealed?

HM Land Registry are legally required to disclose price sold data on a register of the title for residential properties countrywide including premises in Borough Green. The register of title is an open document, so the Land Registry would be breaking the law excluded specific homes such as the property in Borough Green.

You can make a request of HM Land Registry to hide the price paid data but the response would be a No.