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Ready to buy a new home in Otford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Otford transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Otford

Do the conveyancing practitioners that you recommend carry out auction conveyancing in Otford?

There are a number of auction practitioners we can connect you with those specialising in auction conveyancing. Otford is just one of hundreds of locations in which our lawyers have offices.

I used Action Conveyancing a few years past for my conveyancing in Otford. I now require my file but the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Otford of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

How does conveyancing in Otford differ for newly converted properties?

Most buyers of new build premises in Otford come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Otford usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Otford or who has acted in the same development.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Otford is the location of the property. Is there any advice you can give?

Flying freeholds in Otford are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Otford you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Otford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My wife and I hope to acquire our 1st property in Otford. Conveyancing lawyer has been chosen. The financial consultant pointed out that a survey is not necessary as the house was only constructed twenty two years ago.

You would be well advised to have a Home Buyer's Report. Given the premises is more than ten years old the property will not benefit from a warranty, so you don't want to take a risk. For a property that age with no signs of defects a Home Buyer's report may suffice. The report should highlight any obvious problems and suggest additional investigation if appropriate. Where there are any indications of problems seek a comprehensive Building Survey from the beginning.

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Find out more about how flying freehold can affect your the value of a property.