I opted for a local firm for our conveyancing in Otford last week. Reviewing the Ts and Cs I noteI am responsible for charges even where the conveyance does not complete. Would I be best advised to appoint an on-line lawyer who offer no move no charge conveyancing in Otford?

It is usually a trade off in that if "No Completion No Fee" is available then the conveyancing charges will tend to be be higher to counteract the cases that abort. Do bear in mind that these schemes generally do not cover outlay such your Otford conveyancing search charges.

I am acquiring a house mortgage free in Otford. I have been living for the previous twelve years in Otford. Conveyancing searches are exorbitant. Given that I know the road and vicinity very well must I have all the conveyancing searches?

If you not getting a home loan, then the vast majority of the Otford conveyancing searches are non-obligatory. Your lawyer will try and steer you, perhaps strongly, that you should have searches completed, but he has a professional duty to do this. One thing to consider; if you are likely to dispose of the house at a future date, it will likely be be of interest to your future buyer what the searches reveal. Sometimes houses with functional issues can still reveal unexpected search results. A competent conveyancing solicitor in Otford will provide you some sensible advice concerning this.

I purchased a freehold house in Otford yet pay rent, why is this and what is this?

It’s unusual for properties in Otford and has limited impact for conveyancing in Otford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

About to purchase a new build flat in Otford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Otford

Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I have been sourcing a conveyancing lawyer in Otford for my house move. Can I review a firm’s record with the legal regulator?

You can review documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator may recorded telephone calls for training requirements.