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Find a Tonbridge Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Tonbridge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Tonbridge home move at risk of delay or failure.

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Recently asked questions about conveyancing in Tonbridge

Why would one use a Tonbridge conveyancing practice given that national conveyancers are less expensive?

Its a good idea to shop around for conveyancing costs in Tonbridge and you should seek a reasonable quote but don’t be focused with looking for the cheapest Tonbridge conveyancer. Finding the right conveyancer can mark the distinction between a smooth and a distressing house move. You need to ensure that you have expert guidance from a specialist lawyer. An e-mail can never take the place of a telephone discussion and can never replicate a one to one meeting. Our partner firms will appoint you a qualified and trusted conveyancing solicitor that will deal with your conveyancing from from the outset to completion, providing a level of hand holding that you are unlikely to received from an web based conveyancer. He or She will inform you as to any developments making sure that you are ensuring that you are updated at regular intervals. If you ever need to contact the office you will know who to ask for and they will endeavour to make sure that you are kept fully informed.

Is it the case that all Tonbridge conveyancing solicitors on the TSB conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do list licenced conveyancers on their panel and in that case the practice would be overseen by the CLC.

My wife and I are spending time looking at flats in Tonbridge and I am now considering a potential offer. Should I already have a lawyer in place at this point? I intend to finance via a mortgage with Skipton.

You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are getting a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.

I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Tonbridge conveyancing practitioner on the Bank of Ireland panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Bank of Ireland has sent the Land Registry the discharge electronically, and
  3. Bank of Ireland has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Bank of Ireland mortgage has been paid off.

Do commercial conveyancing searches reveal impending roadworks that may affect a commercial premises in Tonbridge?

Many commercial conveyancing solicitors in Tonbridge will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Tonbridge. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Tonbridge.

For each commercial conveyancing transaction in Tonbridge it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to Tonbridge commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Tonbridge.

I am on look out for some leasehold conveyancing in Tonbridge. Before I get started I want to be sure as to the unexpired term of the lease.

If the lease is registered - and most are in Tonbridge - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Tonbridge Leasehold Conveyancing - Sample of Queries Prior to Purchasing

    The best form of lease arrangement is where the freehold title is in the ownership of the leaseholders. In this scenario the leaseholders have being in charge if their destiny and although a managing agent is frequently employed if it is bigger than a house conversion, the managing agent is directed by the tenants. Does the lease include onerous restrictions? In the main the cost for major works are not included within maintenance charges, albeit that some managing agents in Tonbridge obliged leasehold owners to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance.

A licensed conveyancer dealt with my conveyancing in Tonbridge half a dozen years ago having stored my title documents but has since been shut down – What can I do to get hold of them?

Title deeds, as such, are no longer appropriate for most properties in Tonbridge are registered electronically at Land Registry. Should you need to show evidence of proprietorship or are disposing of or re-mortgaging your property lawyer should obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.

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