Much to our surprise we have been informed by our estate agent that my Wadhurst solicitor is not on the lender Solicitor panel. How can I check?
Your first step should be to contact your Wadhurst lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Our bank has suggested solicitors on their panel based in Wadhurst but I would rather use a conveyancing lawyer in Wadhurst local to me. Can you help?
It is by no means the case that all Wadhurst conveyancing firms are listed all banks conveyancing panel. Do make the most of the above find an approved solicitor tool to identify a Wadhurst conveyancing firm on the on the bank panel.
Me and my partner are purchasing a apartment in Wadhurst. It might be a silly question but how we can trust a solicitor? At some point we have to send money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is it the case that all Wadhurst CQS (Conveyancing Quality Scheme) solicitors are on the Leeds Building Society conveyancing list of approved practices?
A selection of lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
I am currently in the process of buying my council flat in Wadhurst. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
The deeds to my home can not be found. The conveyancers who handled the conveyancing in Wadhurst 5 years ago no longer exist. Will I be able to sell the house?
These day there are copies made of almost everything, and your solicitor should be aware exactly where to locate all the relevant paperwork so you may buy or sell your property without a hitch. If copies are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities against future claims on your premises.
When it comes to my conveyancing in Wadhurst should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Wadhurst conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.