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Find a Burwash Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burwash? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burwash conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Burwash conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Burwash

I happen to be the single beneficiary of my late grandmother’s will and I have everything in my name alone, including the my former home in Burwash. The Burwash property was put into my name in February. I want to move. I understand that there is a CML six month 'rule', which means that my proprietorship may be regarded the same way as if I'd bought the property in February. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. many lenders would take a practical view as this provision is principally there to capture subsales or the flipping of properties.

Is it correct that all Burwash CQS (Conveyancing Quality Scheme) solicitors are on the Barclays conveyancing list of approved firms?

A selection of lenders now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.

The mortgage over my property is with Leeds Building Society for my property in Burwash. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leeds Building Society?

You must advise Leeds Building Society prior to letting out your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel lawyer.

The deeds to our house can not be found. The lawyers who handled the conveyancing in Burwash 4 years ago are no longer around. What are my next steps?

As long as you have a registered title the details of your ownership will be evidenced by the Land Registry under a Title Number. It is possible to execute a search at the Land Registry, find your property and get up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.

I'm purchasing my first flat in Burwash with a mortgage from National Westminster Bank. The sellers would not reduce the price so I negotiated £7000 of additionals instead. The sale representative told me not reveal to my conveyancer about this deal as it may put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a ground for flat up to £305k and identified one close by in Burwash I like with a park and station in the vicinity, however it's only got 51 years unexpired on the lease. I can't really find anything else in Burwash for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you need a mortgage the remaining unexpired lease term will likely be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

As co-executor for the will of my grandfather I am disposing of a property in Swansea but I am based in Burwash. My conveyancer (based 300 miles awayneeds me to execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Burwash to witness and place their company stamp on the document?

strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Burwash based

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