My partner’s mother is a property lawyer. I expect that I will be offered mate’s fee for conveyancing, but if not, what level of fees would I typically be looking at for conveyancing in Bexhill?

It’s advisable to obtain multiple conveyancing quotes. Do use our search tool on this site. Whilst charges may vary but the service one can expect are distinct between conveyancers as is the case with the vast majority of professional services.

My solicitor has uncovered a a problem with the lease for the property we are purchasing in Bexhill. The other side have offered title insurance as a workaround. We are content with insurance and will cover the costs. Our conveyancing practitioner has advised that he must check that the bank is happy with this solution. Who is the client here, us or the lender?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.

In what way does my ID and proof of funds have anything to do with my conveyancing in Bexhill? Why is this being asked of me?

You are right in these requests have nothing to do with conveyancing in Bexhill. Nowadays you can not complete any conveyancing deal if you have not supplying evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a utility bill. Please note that if you are providing your driving licence as proof of ID it must be both the paper part and photo card part, one is not acceptable in the absence of the other.

Proof of the source of funds is required under Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancing solicitor will need to retain this information on record. Your Bexhill conveyancing practitioner will require evidence of proof of funds before they are able to accept any monies from you into their client account and they will also ask additional queries concerning the origin of funds.

I am purchasing a new build house in Bexhill with a loan from The Mortgage Works. The developers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not to tell my lawyer about this side-deal as it will affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Taking into account that I will soon spend 450k on a garden flat in Bexhill I wish to talk to a conveyancer about mytransaction in advance of giving the go ahead to the firm. Can this be arranged?

This is something that we encourage - we would be happy to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your property ownership legalities in Bexhill.There is no ‘factory style conveyancing’ - each client is unique person, not a matter number. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Bexhill should be the figure that you end up paying.