I have just started taking steps with the aim of changing my existing standard loan to a Buy to Let HSBC Bank mortgage. I have been informed by my broker that I need a conveyancer as part of the process. I spoke to the same Bexhill conveyancing solicitor who who completed the conveyancing when I previously bought the house. The costs illustration sent of just over five hundred pounds is surprising as I am not require purchase conveyancing - it’s simply a straightforward remortgage.

The estimate does seem a tad overpriced. If you shop around you may be able to shave off some of the expense by say £125. On the other hand, providing that you were happy with the assistance the firm gave you mightcome to rue opting for an an unknown conveyancer. Remember to be sure that the firm can represent HSBC Bank. Do use our search tool to select a Bexhill conveyancing firm on the HSBC Bank conveyancing panel, which can often include conveyancing solicitors in Bexhill.

I am assisting my sister sell her property in Bexhill. Does the conveyancer arrange the EPC or do I organise this?

Following the abolition of Home Information Packs, EPC’s became a required element of moving house. An EPC should be commissioned in advance of the property being placed on the market. This is not a task that conveyancers ordinarily organise. Where you are using a Bexhill conveyancing lawyer they might help arrange energy assessments due to their contacts with reputable local accredited person

A friend advised me that in buying a property in Bexhill there may be various restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are anumerous of properties in Bexhill which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Bexhill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Completion of my remortgage has taken place for my property in Bexhill. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

What does a local search reveal regarding the property we're purchasing in Bexhill?

Bexhill conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search is essential in every Bexhill conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I need to instruct a conveyancing solicitor for remortgage conveyancing in Bexhill. I have land on a web site which looks to be the perfect solution If it is possible to get all this stuff done via web that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am a negotiator for a busy estate agency in Bexhill where we see a few leasehold sales jeopardised due to leases having less than 80 years remaining. I have received contradictory information from local Bexhill conveyancing solicitors. Can you shed some light as to whether the seller of a flat can initiate the lease extension formalities for the purchaser on completion of the sale?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or at the same time as completion of the disposal of the property.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Leasehold Conveyancing in Bexhill - Sample of Queries before Purchasing

Where a Bexhill lease has fewer than eighty years it will impact the marketability of the property. Check with your lender that they are content with residual term of the lease. A short lease means that you will probably have to extend the lease at some point and you need to have some idea of what this will be. For most Bexhilllease extensions you would be be obliged to have been the owner of the property for two years before you are eligible to extend the lease. What is the name of the managing agents? Generally speaking the cost for major works are not included within service charges, although there some managing agents in Bexhill ask leaseholders to contribute towards a sinking fund created for the specific intention of building a fund for larger works.