I hired a high street solicitor for my conveyancing in St Leonards On Sea recently. Upon checking the fine print it is apparent thatI am responsible for charges even if the sale aborts. Should I ditch them and choose a web based conveyancing company promising no-sale-no-fee conveyancing in St Leonards On Sea?

It is usually ‘give and take’ in that if "No Completion No Fee" is offered then the fee levels will generally be more expensive to neutralise those conveyances that do not go ahead. You should be mindful that these promotions rarely cover expenditure by way of example St Leonards On Sea conveyancing search expenses.

We note that you have a search directory identifying solicitors on the Bank of Ireland conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in St Leonards On Sea?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in St Leonards On Sea.

3 months have gone by following my purchase conveyancing in St Leonards On Sea completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Back In 2003, I bought a leasehold house in St Leonards On Sea. Conveyancing and Chelsea Building Society mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1998. The conveyancing solicitor in St Leonards On Sea who acted for me is not around. What should I do?

The first thing you should do is contact HMLR to be sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to incur the fees of a St Leonards On Sea conveyancing practitioner to do this as it can be done on-line for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

St Leonards On Sea Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

Are there any major works in the planning that will add a premium to the service costs? Does the lease include onerous restrictions? How much is the maintenance charge and ground rent on the flat?

Me and my fiance have recently had an offer agreed on a property and had an appointment on Tuesday with HSBC for the mortgage. They have informed me that when it comes to choosing a conveyancer that unless they are on their approved list of solicitors then we will be subject to an an extra charge of £250+. This is because they would then have to instruct a solicitor to act on their behalf as well as the one we choose to act for ourselves and we will be on the hook for their costs. I have requested HSBC to provide me with a list so I can obtain estimates only from their approved lawyers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?

You should ask HSBC what their panel criteria is for a conveyancer.Thereafter ask the lawyer of your choice whether they meet the criteria and have they acted on loans for HSBC historically. If the answer to those is yes, then just double check with HSBC. Alternatively please use our search facility and we should be able to locate a conveyancer in St Leonards On Sea on the approved list for HSBC.