It is is a decade since I purchased my house in St Leonards On Sea. Conveyancing solicitors have now been instructed on the sale but I can't track down the title deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be kept by your lender or they may be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in St Leonards On Sea relates to registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.
Do I need to attend the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in St Leonards On Sea so that I can pop in to their offices if necessary.
Whereas this was necessary 12 years ago, almost all mortgage companies no longer oblige their conveyancing panel solicitor to witness the borrowers signature. It will still be necessary for you to hand over ID documents and there are still distinct benefits to instructing a locally based practitioner, in your case a conveyancing solicitor in St Leonards On Sea.
Are there restrictive covenants that are commonly identified as part of conveyancing in St Leonards On Sea?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in St Leonards On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it possible to transfer to a new firm as I have to retain one who is on the Barnsley Building Society conveyancing panel. I instructed a family conveyancing solicitor in St Leonards On Sea round the corner but he is not approved by Barnsley Building Society
We will our best to assist in finding you a conveyancing solicitor in St Leonards On Sea on the Barnsley Building Society panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in St Leonards On Sea. In utilising the find a conveyancing solicitor tool on this page, you can compare fees for conveyancing solicitors in St Leonards On Sea and throughout England and Wales.
What can I do to find out who owns a house in St Leonards On Sea?
As long as the premises is recorded at HM Land Registry, and you have requisite information of the location of the premises, you will be able to obtain details from the HM Land Registry of the registered proprietor for a fee.