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Find a St Leonards On Sea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Leonards On Sea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Leonards On Sea conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised St Leonards On Sea conveyancers for over 130 lenders.


Recently asked questions about conveyancing in St Leonards On Sea

Would the conveyancing lawyers indexed on your site carry out right to buy conveyancing in St Leonards On Sea?

We work with plenty of conveyancing experts who can conduct right to buy conveyancing Do e-mail the lawyers listed with a view to secure a costs illustration.

What is the difference between a licensed conveyancer and conveyancing solicitor in St Leonards On Sea

Two types of professional can execute conveyancing in St Leonards On Sea namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or purchase of property. They are both required to handle St Leonards On Sea conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that all necessary procedures will be suitably attended to.

I am currently in the process of buying my council flat in St Leonards On Sea. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.

I currently have a mortgage with Aldermore for my property in St Leonards On Sea. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Aldermore?

Aldermore must be informed of your intention prior to renting your property as this is likely to be a breach of Aldermore’s mortgage conditions. It may be that Aldermore will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. You need not do this via a Aldermore conveyancing panel lawyer.

I purchased a semi-detached Edwardian house in St Leonards On Sea. Conveyancing practitioner represented me and Chelsea Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St Leonards On Sea and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing practitioner who conducted the conveyancing.

Over the last few months I have been searching for a flat up to £235,500 and identified one round the corner in St Leonards On Sea I like with amenity areas and station nearby, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in St Leonards On Sea suitable, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.

My 20yr old son is just in the process of moving home, he had his mortgage in principle. When the offer was accepted on flat we rang the lender to issue the formal offer. I was disappointed to discover that mortgage lenders do not accept all solicitor, they must be on their panel, is this legal?

Mortgage Companies tend to restrict either the type or the number of conveyancing solicitors on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that lenders have no responsibility for the quality of advice provided by any St Leonards On Sea conveyancing practitioner on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.

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Neighbouring Locations

Hurst Green
Robertsbridge
Burwash
Battle
Bexhill
St Leonards On Sea
Hastings

Find out more about how flying freehold can affect your the value of a property.