Completed the sale of my flat in St Leonards On Sea last May yet the purchaser is telephoning daily complaining that her solicitor needs to hear from myconveyancer. What should my lawyer have done following completion?
After completion of your sale your conveyancer should send the transfer documentation and all of the paperwork to the buyer’s solicitors. If applicable, your conveyancer should also confirm that the home loan has been repaid to the purchasers solicitors. There is unlikely to be post completion requirements just for conveyancing in St Leonards On Sea.
I am purchasing a terraced house in St Leonards On Sea. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in St Leonards On Sea you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in St Leonards On Sea.
This question may be naive but I am wet behind the ears as FTB of a two bedroom flat in St Leonards On Sea. Do I pick up the keys to the property on the completion date from my conveyancer? If so, I will use a High Street conveyancing solicitor in St Leonards On Sea?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the vendor’s solicitors, and once they have received this, you will be able to receive the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.
My wife and I buying a terrace house in St Leonards On Sea. Our aim is to carry out an extension to the side at the property.Will legal investigations on the property include investigations to determine if these alterations are prohibited?
Your conveyancer will review the deeds as conveyancing in St Leonards On Sea can on occasion identify restrictions in the title documents which prohibit certain alterations or need the consent of another owner. Certain works require local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
I have paid off my mortgage with Kent Reliance. I assume I don't need a St Leonards On Sea lawyer on the Kent Reliance panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
My relative suggested that if I am purchasing in St Leonards On Sea I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your St Leonards On Sea conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about St Leonards On Sea around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the St Leonards On Sea Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning St Leonards On Sea.
My fiance and I are buying a 2 bedroom housein St Leonards On Sea with a loan from a lender. We would like to retain our lawyer in St Leonards On Sea but our mortgage company advise he's not on their "panel". It seems we have little choice but to instruct from the our mortgage company panel solicitors or keep our St Leonards On Sea solicitor and incur the extra fees for one of their panel ones to represent our mortgage company. We feel as though this is unjust; Can we not simply insist that our lender use our St Leonards On Sea lawyer?
No, not really. The bank home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the lender's conveyancing panel. in the past, most banks had large numbers of law firms on their panels, including almost all conveyancing solicitors in St Leonards On Sea : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your bank.