My fiancee and I are purchasing our first home. The lawyer has messagedto enquire if we wish to take out supplemental conveyancing searches. We are really unsure what's appropriate for conveyancing in Hastings
The type of Hastings conveyancing searches depends entirely on the premises, the location, the probability of any of these risks, your knowledge of the region and risks, your general appetite to risk. What is important is that you properly appreciate what information the searches could give you. You may then decide if you personally think you need that information. If unclear, ask the conveyancer to advise.
A friend informed me that in buying a property in Hastings there could be various restrictions prohibiting external changes to a property. Is this right?
There are anumerous of properties in Hastings which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Hastings should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My lawyer has informed me that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Hastings?
The appropriate level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Birmingham Midshires and Chelsea Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.
I recently had an offer accepted on an apartment in Hastings. My financial adviser suggested a property lawyer. I paid an on account payment of £225. Shortly after, the solicitor contacted me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Hastings is where the house is located. Can you shed any light on this issue?
Flying freeholds in Hastings are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hastings you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hastings may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to appoint a conveyancing solicitor for freehold conveyancing in Hastings. I have land on a site which looks to be the ideal answer If it is possible to get all the legals done via phone that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Been looking for a solicitor for freehold sale conveyancing in Hastings. We are selling, uncomplicated no mortgage to discharge, no hurry, currently vacant. Got a quote from a solicitor for nine hundred pounds including VAT which is a little high given that its so straightforward. Is it possible to find less expensive fees for conveyancing in Hastings?
Considering it’s a sale only, £450 + VAT should be about the best for a Hastings solicitor firm.