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Find a Hastings Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hastings? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hastings home move at risk of delay or failure.

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Recently asked questions about conveyancing in Hastings

Finally the sale completed on my house in Hastings last December yet the purchaser is calling me to say his solicitor is waiting to hear from mine. What are the post completion sale formalities following completion?

After completion of your disposal your solicitor should forward the transfer documentation and all additional paperwork to the buyer’s lawyers. Where appropriate, your conveyancer should also confirm that the home loan has been repaid to the buyers solicitors. There are no post completion formalities just for conveyancing in Hastings.

I just acquired a flat at auction in Hastings. Conveyancing is needed. What is next?

Now that you have for in every practical sense signed on the dotted line you must retain a conveyancing practitioner quickly as you now have a fast approaching a fixed date to complete the conveyancing. Every auction property should have an associated legal set of papers. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You must pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.

I am being advised by my conveyancer that lack of building regulations insurance is needed on my purchase. What is the level of cover for Hastings conveyancing?

The appropriate level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between Nationwide Building Society and Barnsley Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

When it comes to lenders such as UBS, do Hastings conveyancers face an annual charge to be on the list of approved solicitors?

We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

Various web forums that I have come across warn that are the main cause of delay in Hastings house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Hastings.

Are there restrictive covenants that are commonly picked up during conveyancing in Hastings?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hastings. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in Hastings differ for new build properties?

Most buyers of new build or newly converted property in Hastings come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because builders in Hastings typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hastings or who has acted in the same development.

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