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Find a Winchelsea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Winchelsea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Winchelsea transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Winchelsea conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Winchelsea

Am I correct in assuming that the fact that my solicitor in Winchelsea is not identified on my bank's solicitor panel that there is a problem with the quality of his work?

It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Winchelsea conveyancing practice and enquire why they are no longer on the approved list for your lender.

How does conveyancing in Winchelsea differ for new build properties?

Most buyers of new build or newly converted property in Winchelsea come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is finished. This is because house builders in Winchelsea tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Winchelsea or who has acted in the same development.

I opted to have a survey done on a property in Winchelsea prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will not issue a loan on this type of premises.

It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Winchelsea. Conveyancing may be slightly more expensive based on your lender's requirements.

I own a leasehold house in Winchelsea. Conveyancing and Barclays mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Winchelsea who previously acted has long since retired. What should I do?

The first thing you should do is contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Winchelsea conveyancing solicitor to do this as it can be done on-line for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Winchelsea - Examples of Queries before buying

    Is there a share of the freehold? The answer will be helpful as a) areas can cause problems in the building as the common areas may start to deteriorate where repairs remain unpaid b) if the leasehold owners have a dispute with the running of the building you will need to have complete disclosure The prefered form of lease arrangement is if the freehold title is in the ownership of the leaseholders. In this scenario the lessees enjoy control and even though a managing agent is frequently retained if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

My brother-in-law has suggested I instruct a conveyancing solicitor in Winchelsea. I need to find out if they are on the lender's conveyancing panel. Could you assist?

One option is to phone the conveyancer to enquire if they are on the lender's panel. If that does not help get in touch with us and we can investigate and revert. Should the firm not be on the lender panel we we can help find a specialist conveyancing solicitor in Winchelsea on the approved list for your lender.

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Neighbouring Locations

Tenterden
Rye
Romney
Hastings
Winchelsea

Find out more about how flying freehold can affect your the value of a property.