Do lenders provide you with an approved list of Winchelsea conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?

Winchelsea conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.

I am assisting my mother sell her property in Winchelsea. Does the conveyancing solicitor arrange the EPC or it is for me to coordinate?

Following the demise of Home Packs, EPC’s was kept a required part of selling a property. An EPC needs to be to hand prior to the property being put on the market. It is not as aspect of the sale process that conveyancers normally arrange. Where you are instructing a Winchelsea conveyancing practitioner they may help arrange EPC’s due to their relationships with long established local providers

We are purchasing a 3 bedroom semi in Winchelsea. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve enquiries to see if these alterations were previously refused?

Your property lawyer will check the deeds as conveyancing in Winchelsea will on occasion identify restrictions in the title deeds which restrict categories of works or need the permission of another owner. Many extensions need local authority planning permissions and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

When it comes to lenders such as Leeds Building Society, do Winchelsea conveyancing practitioners face a yearly amount to be on the list of approved solicitors?

We are unaware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

Me and my brother own a terraced Edwardian property in Winchelsea. Conveyancing practitioner acted for me and Leeds Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Winchelsea and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who carried out the work.

How simple is it to swap solicitor as I have to select a firm on the The Royal Bank of Scotland conveyancing panel. I hired a local conveyancing solicitor in Winchelsea round the corner but he is not accepted by The Royal Bank of Scotland

It would be our pleasure to assist you find a conveyancing solicitor in Winchelsea on the The Royal Bank of Scotland panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Winchelsea. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Winchelsea.

I am looking at a two flats in Winchelsea which have about forty five years left on the leases. Should I regard a short lease as a deal breaker?

A lease is a right to use the property for a period of time. As a lease shortens the value of the lease deteriorates and results in it becoming more costly to acquire a lease extension. For this reason it is generally wise to extend the lease term. It is often difficulties arise selling premises with a short lease because mortgage companies less inclined to grant a loan on such properties. Lease enfranchisement can be a difficult process. We recommend you get professional assistance from a solicitor and surveyor with experience in this arena.

I am the registered owner of a 1st floor flat in Winchelsea, conveyancing having been completed 8 years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar flats in Winchelsea with an extended lease are worth £181,000. The average or mid-range amount of ground rent is £55 per annum. The lease ends on 21st October 2074

You have 51 years remaining on your lease the likely cost is going to range between £30,400 and £35,200 plus costs.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.