It has come to my attention via my mortgage adviser that my Winchelsea property lawyer is not on the lender Conveyancing panel. How can I be sure that this is correct?
The first thing you need to do is to call your Winchelsea lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
I am assisting my step-mother sell her property in Winchelsea. Will the conveyancing solicitor arrange the energy assessment or it is for me to see to?
Following the abolition of Home Packs, energy performance certificates was retained a compulsory element of selling a house. An EPC must be commissioned prior to the property being marketed. It is not a task that lawyers ordinarily organise. If you are instructing a Winchelsea conveyancing solicitor they may help arrange energy performance certificates given their relationships with reputable local assessors
I am currently in the process of buying my council flat in Winchelsea. I have a mortgage offer with Principality. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
Santander have agreed my home loan in principle, my offer on a flat in Winchelsea has been accepted, what are the next steps?
Your estate agent will want to know who your solicitors are (make sure the conveyancers are on the bank’s panel). Contact Santander or your broker and finish off any outstanding forms. Santander will instruct a valuer who will get in contact with the selling agent or vendor to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Santander will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Winchelsea.
A friend advised me that if I am purchasing in Winchelsea I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Winchelsea conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Winchelsea around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Winchelsea.
My wife and I own a 4 bedroom Georgian house in Winchelsea. Conveyancing practitioner acted for me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Winchelsea and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who conducted the purchase.
I am looking into buying my first house which is in Winchelsea and I am already nervous. I couldn't find anything specific about Winchelsea. Conveyancing will be needed in due course but do you know about the Winchelsea area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Winchelsea. In the meantime here are some basic statistics that we found