Me and my partner are buying our first property. Our property lawyer has contact usto check if we want to order supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Romney
The type of Romney conveyancing searches depends entirely on the property, the location, the probability of any of these risks, your familiarity of the area and risks, your general appetite to risk. What matters is that you adequately comprehend what information the searches could give you. Then you can decide if you consider that you need that information. Where you are unclear, ask the conveyancer to recommend.
Finally the sale completed on my house in Romney last January but the buyer keeps e-mailing daily to moan that his conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer is committed to forward the transfer deeds and all additional paperwork to the purchaser's solicitors. If applicable, your solicitor must also evidence that the home loan has been redeemed to the purchasers lawyers. There are no post completion formalities unique to conveyancing in Romney.
We have agreed to purchase a house in Romney. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As you are obtaining a mortgage with RBS your lawyer must check the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for RBS. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to RBS where a lease does not satisfy these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Romney.
I have paid off my mortgage with Barclays. I assume I don't need a Romney property lawyer on the Barclays panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Kent Reliance have agreed my mortgage in principle, my bid on a property in Romney has been accepted, now what?
Your property agent will wish to know who your solicitors are (make sure the solicitors are on the lender’s approved list). Contact Kent Reliance or your financial adviser and complete any outstanding documentation. Kent Reliance will sellect a valuer who will get in touch with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Kent Reliance will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Romney.
I am buying a new build flat in Romney. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Romney
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
What does commercial conveyancing in Romney cover?
Romney conveyancing for business premises covers a broad array of guidance, offered by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.