My previous conveyancer has sent a quote for £995 for no completion no fee conveyancing in Romney. I’m looking to sell a Victorian house for £225,000. Are the quoted fees excessive? Is it in excess of what I should be paying for conveyancing in Romney?
The charges are a bit high. Where you are content to spend time scrutinising costs you may be able to trim some of the cost by perhaps a hundred pounds. On the other hand, you mightlive to regret choosing an a cheaper lawyer. If is important to ensure that the solicitor can represent your lender. You can employ our comparison tool to choose a Romney conveyancing company on the banks member panel which can often include conveyancing solicitors in Romney.
Can you suggest a Halifax approved Romney conveyancing solicitor who can have us moved in within less than a month? Would it be better to use a local Romney firm or a national firm?
We can recommend some very good Romney conveyancing firms. Another option is to visit the main road in Romney. Go in to two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Mention your time frames together with your reasons and get a commitment on speed. Select the lawyer that appears most efficient.
I have been recommended a conveyancing solicitor in Romney. I need to find out if they are on the Barclays approved list of lawyers. Could you assist?
The first thing you should do is e-mail the lawyer and enquire if they are on the lender panel. Otherwise you can get in touch with Barclays who may be able to help.
My wife and I buying a 3 bedroom semi in Romney. The intention is to carry out a loft conversion at the house.Will legal investigations on the property include enquiries to determine if these works were previously refused?
Your conveyancer will check the registered title as conveyancing in Romney will occasionally reveal restrictions in the title deeds which prohibit categories of alterations or necessitated the consent of a 3rd party. Some additions need local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
I am expecting a OIP from Clydesdale this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Romney solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Romney solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I am due to exchange contracts on my flat. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, RBS are being problematic. The Romney solicitor who is on the RBS conveyancing panel is recommending indemnity insurance as a solution but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am looking for a ground for flat up to £195,000 and found one near me in Romney I like with amenity areas and railway links nearby, the downside is that it only has 51 remaining years left on the lease. There is not much else in Romney in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.