Forgive me if this question is silly but I am new to the home moving as a first time buyer of a ground floor flat in Romney. Do I collect the keys to the house on completion from my solicitor? If so, I will use a High Street conveyancing solicitor in Romney?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s lawyers, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and start moving into the property. Usually this occurs between 1 and 3pm.
My stepmother advised me that in purchasing a property in Romney there could be various restrictions limiting what one can do in terms of external alterations to a property. Is this right?
We are aware of anumerous of properties in Romney which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Romney should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with UBS. I assume I don't need a Romney conveyancing practitioner on the UBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
A relative suggested that if I am purchasing in Romney I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Romney conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Romney around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Romney Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Romney.
How simple is it to use your search app to get a costs illustration from a conveyancing solicitor in Romney on the authorised to act for my mortgage?
Step one is to select a bank such as Halifax, Coventry Building Society or Godiva Mortgages Ltd then specify your location e.g. Romney. Conveyancing organisations in Romney and across England and Wales will then be listed.
My husband and I are 18 days into a freehold purchase having been recommend to conveyancers by the estate agent to do our conveyancing in Romney. We are not happy. Could you help me find new lawyers?
A conveyancer would need to be really bad to suggest changing them. Has the loan offer been generated? If so you will need to make them aware of the new contact details and have the mortgage documents are re-sent. Your solicitor ideally needs to be on the lenders panel to avoid supplemental costs and delays. So that should be your first question of the new conveyancers. Our find a solicitor tool will assist you in finding a bank approved conveyancer for your home move in Romney
What are my options where I am not happy with the conveyancer who undertook my conveyancing in Romney?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that sometimes things do go wrong. That being said there is recourse if you were not happy with your conveyancing in Romney. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their governing body. If you remain unhappy you may consider getting in touch with the Legal Ombudsman.