Our grandson is purchasing a house that has just been built in Kingsnorth with a mortgage from Barclays. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Barclays conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Barclays conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

As someone with no idea as to the Kingsnorth conveyancing process what’s the number one tip you can give me for the ownership transfer in Kingsnorth

You may not hear this from too many lawyers but conveyancing in Kingsnorth or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for friction between you and other parties involved in the transaction. For instance, the vendor, selling agent and sometimes a bank. Appointing a solicitor for your conveyancing in Kingsnorth an important selection as your conveyancer is your adviser, and is the SOLE party in the legal process whose role it is to look after your best interests and to protect you.

There is a definite emergence of a "blame" culture- someone has to be at fault for the process taking so long. We recommend that you your first instinct should be to trust your lawyer ahead of the other parties in the home moving process.

I own a semi-detached Victorian property in Kingsnorth. Conveyancing lawyer represented me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingsnorth and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing solicitor who carried out the work.

I am purchasing my first flat in Kingsnorth with a loan from Skipton Building Society. The developers refused to reduce the price so I negotiated £7000 of extras instead. The estate agent told me not disclose to my solicitor about the extras as it would jeopardize my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the will of my grandfather I am disposing of a house in Swansea but live in Kingsnorth. My solicitor (who is 260 kilometers awayhas requested that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Kingsnorth who can witness and place their company stamp on the document?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Kingsnorth based