My lawyer has discovered a defect with the lease for the property we are buying in Ashford Kent. The seller’s lawyers have suggested defective title insurance as a solution. We are happy with insurance and will cover the costs. Our property lawyer says that he must be satisfied that the bank is willing to move forward with this solution. Who is the client here, us or the bank?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

What does my ID and proof of funds have anything to do with my conveyancing in Ashford Kent? What am I being asked for?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the ID of the potential client they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt reaffirm this. Your lender will also require certain documents to be checked. Where you refuse to supply identification documents, your lawyer will not be able to take you on as a client.

I require fast conveyancing in Ashford Kent as I am faced with a deadline to complete within 3 weeks. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?

As you are not taking a home loan you are at liberty not to do searches although no law firm would advise that you don't. Drawing on our experience of conveyancing in Ashford Kent the following are examples of what can arise and therefore impact future saleability: Enforcement Actions, Overdue Fees, Outstanding Grants, Unadopted Roads,...

What advice can you give us when it comes to finding a Ashford Kent conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a solicitor for lease extension works (regardless if they are a Ashford Kent conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with two or three firms including non Ashford Kent conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be helpful:

How many lease extensions have they conducted in Ashford Kent in the last twenty four months? If they are not ALEP accredited then what is the reason?

Leasehold Conveyancing in Ashford Kent - A selection of Queries Prior to buying

This question is useful as a) areas could result in problems in the building as the common areas may begin to deteriorate if repairs remain unpaid b) if the tenants have a dispute with the managing agents you will wish to have full disclosure Are any of leasehold owners in arrears of their service charge payments? Is the freehold owned jointly by the leaseholders?

The loan offer from a lender for the remortgage of my 4 bedroom maisonette is due by the end of next week. Are you able to recommend a low cost remortgage conveyancing lawyer in Ashford Kent ?

You have come to the wrong place to search for the lowest fares for conveyancing in Ashford Kent. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies offering low cost conveyancing in Ashford Kent.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fee and still not get the service you were looking for.