We chose a high street firm for our conveyancing in Hurst Green yesterday. Going through the official terms of business I notewe are liable for fees even where the conveyance does not complete. Would I be best advised to choose an internet firm offering no completion no cost conveyancing in Hurst Green?

Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the fee levels will tend to be be higher to cover the transactions that fail to complete. You should be mindful that these schemes rarely protect you from outlay for example Hurst Green conveyancing search costs.

The Hurst Green conveyancing firm handling our Hurst Green conveyancing has spotted a discrepancy between the information in the home valuation report and what is revealed within the legal papers for the property. My lawyer has advised that he is duty bound to check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s approach right?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I have been on the look out for a leasehold apartment up to £245,000 and identified one round the corner in Hurst Green I like with open areas and railway links in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Hurst Green in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a mortgage the remaining unexpired lease term may be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.

I need to find a conveyancing solicitor for leasehold conveyancing in Hurst Green. I have stumble across a site which appears to be the perfect answer If there is a chance to get all this stuff completed via phone that would be ideal. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Can you provide any top tips for leasehold conveyancing in Hurst Green from the point of view of expediting the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Hurst Green can be reduced if you get in touch lawyers as soon as you market your property and ask them to collate the leasehold documentation which will be required by the purchasers’ representatives.
If you have carried out any alterations to the residence would they have required Landlord’s consent? In particular have you laid down wooden flooring? Hurst Green leases often stipulate that internal structural changes or laying down wooden flooring require a licence issued by the Landlord acquiescing to such works. Where you fail to have the approvals to hand you should not contact the landlord without checking with your lawyer first. If you hold a share in a the freehold, you should make sure that you have the original share document. Obtaining a duplicate share certificate can be a lengthy formality and frustrates many a Hurst Green conveyancing deal. Where a reissued share is needed, do contact the company director and secretary or managing agents (if applicable) for this as soon as possible. Some Hurst Green leases require Licence to Assign from the landlord. If this applies to your lease, it would be prudent to notify your estate agents to make sure that the purchasers obtain bank and professional references. Any bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their solicitors.

Hurst Green Leasehold Conveyancing - A selection of Questions you should ask Prior to Purchasing

Best to be warned whether window replacement or some other major work is pending to be shared amongst the leasehold owners and could well dramatically impact the level of the service fees or result in a specific invoice. How many of the leaseholders are in arrears for their service charge payments? On the whole the cost for major works are not included within maintenance charges, albeit that some managing agents in Hurst Green ask tenants to pay into a sinking fund created for the specific intention of building a fund for larger repairs or maintenance.