Having been referred to your service we were about to appoint conveyancing solicitor in Battle endorsed by you but stumbled across some other costs illustrations via the web appear cheaper – why is this?
There are lots of conveyancing organisations advertising what appear to be cut price. Our advice is to think twice about how much you respect your own move to want to take 'cheap' risks with regard to the quality of the legal work. Some embed extras deep into the terms of engagement. The law firms that we put forward for conveyancing in Battle neverdo this.
My husband and I intend to remortgage our apartment in Battle with Coventry BS. We have a son approaching twenty who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this form unique to the Coventry BS conveyancing panel as he never had to sign this form when we bought 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Coventry BS. This is solely used to protect Coventry BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Coventry BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
It is 10 years ago since I acquired my home in Battle. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate the deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be kept by the mortgage company or they may stored with the solicitor who handled the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Battle involves registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
Me and my partner are buying a apartment in Battle. I might seem paranoid but how we can trust a lawyer? At some point we have to put funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is the difference between a licensed conveyancer and conveyancing solicitor in Battle
There are two types of lawyers who can conduct conveyancing in Battle namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that you need to complete the disposal or purchase of property. Both are obliged to perform Battle conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that the necessary steps should be appropriately followed.
It is not clear whether my bank requires a lease extension. I have telephoned my Battle bank branch on numerous occasions and was told it wasn't an issue and they will lend. My Battle conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend in accordance with their published requirements. Who do I believe?
As long as the conveyancer is on the lender approved list, she or he must comply with the CML Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
It has been four months following my purchase conveyancing in Battle completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.