Our conveyancer has uncovered a defect with the lease for the flat we are buying in Battle. The seller’s lawyers have offered defective title insurance as a solution. We are happy with insurance and will pay for it. Our lawyer says that he must ensure that the lender is happy with this solution. Who is the client here, us or the bank?

Even though you have a mortgage offer from the mortgage company does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. The appropriate lender specifications have to be complied with.

Do banks and building societies provide you with an approved list of Battle conveyancing solicitors? How do you know who is on the Principality conveyancing panel?

Battle conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.

Do I need to take out insurance to protect me from financial exposure to chancel repairs when buying a property in Battle?

Unless a prior acquisition of the house completed after 12 October 2013 you can take it that solicitors conducting conveyancing in Battle to continue to propose a a chancel search and or insurance against a claim.

I'm buying a new build house in Battle with the aid of help to buy. The developers refused to move on the amount so I negotiated £7000 of additionals instead. The sale representative advised me not to tell my conveyancer about this extras as it may put at risk my loan with Santander. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to locate a Battle solicitor on the Clydesdale conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the solicitor.

You can use the facility on this website. Please select a bank and your location and you will see a number of Battle conveyancing lawyers located nearest you. We have detailed some Battle conveyancing firms towards the end of this page and you can ring them to see whether they are on the Clydesdale panel