lenderpanel

Find a Eastbourne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Eastbourne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Eastbourne conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Eastbourne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Eastbourne

The owners of the property we are purchasing have instructed a conveyancing firm in Eastbourne who has suggested a preliminary agreement with a down payment of 5k. Are such arrangements appropriate for Eastbourne conveyancing transactions?

Exclusivity contracts are contracts between a home vendor and purchaser granting the buyer a ‘clear field’ to the sale of the property for a limited period of time. For all intents and purposes, an exclusivity is a document specifying that you should be issued with a contract at a later time which is the contract for the actual sale. It tends to be utilised for buyer confidence though in some cases, the owner may enjoy an upside from such agreements as well. There are numerous pros and cons to using an agreement but you need to check with your conveyancer but note that it may end up costing you extra in conveyancing fees. In light of this these agreements are avoided when it comes to conveyancing in Eastbourne.

We were going to get a AIP from TSB this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Eastbourne solicitors on the TSB conveyancing panel, or is it better to go independently?

You will need to appoint Eastbourne solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.

I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Eastbourne lawyer on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Skipton has sent the Land Registry the discharge electronically, and
  3. Skipton has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Skipton mortgage has been paid off.

I have decided to exercise my right to buy my property in Eastbourne off the council. I have a mortgage agreed with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.

Do commercial conveyancing searches reveal planned roadworks that may affect a commercial site in Eastbourne?

Many commercial conveyancing solicitors in Eastbourne will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Eastbourne. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Eastbourne.

For every commercial conveyancing transaction in Eastbourne it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can result in delays to Eastbourne commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Eastbourne.

How does conveyancing in Eastbourne differ for new build properties?

Most buyers of new build premises in Eastbourne approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Eastbourne usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Eastbourne or who has acted in the same development.

I have been on the look out for a ground for flat up to £305k and identified one round the corner in Eastbourne I like with amenity areas and station nearby, however it's only got 52 years on the lease. I can't really find anything else in Eastbourne suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a mortgage the shortness of the lease will likely be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.

Last updated

Find out more about how flying freehold can affect your the value of a property.