lenderpanel

Find a Eastbourne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Eastbourne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Eastbourne transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Eastbourne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Eastbourne

I am need of leasehold conveyancing for a flat in a fairly new development (five years built) in Eastbourne. 95% of the flats have already been sold. Do I need carry out the conveyancing searches for my conveyancing in Eastbourne?

Conveyancing Searches are a critical link in the Eastbourne conveyancing process. There are hundreds companies delivering Eastbourne conveyancing searches, as well direct from the local authority. These are usually referred to as personal search companies and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authority.

Can you explain why leasehold purchase conveyancing in Eastbourne is more expensive?

The conveyancing fees on a leasehold property in Eastbourne is inevitably higher as compared to a freehold transaction. This is because there is an amount of additional work necessary in corresponding with the freeholder and managing agents to obtain evidence about whether the rent and service fee have been cleared and whether there are any large sums expected to be spent in the foreseeable future on repairs or maintenance of the building.

Have just purchased a repossessed house at auction in Eastbourne. Conveyancing is required. What are my next steps?

Given that you are now exchanged you must retain a conveyancing practitioner soon as you are facing a pending a drop dead date to complete the property. All auction property will ordinarily have a corresponding auction pack. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in place to complete the transaction on the set completion date.

We are purchasing a detached bungalow in Eastbourne. We would like to convert the garage to a playroom at the property.Will the conveyancing process involve investigations to see if these works are permitted?

Your solicitor should review the deeds as conveyancing in Eastbourne can sometimes identify restrictions in the title documents which prevent certain changes or require the consent of another owner. Many extensions need local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

I am the only recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Eastbourne. Conveyancing formalities meant that the Land Registry date was in January. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship may be regarded the same way as though I had purchased the house in January. Is the property unsalable for six months?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Most lenders would take a pragmatic view as this provision is principally there to capture subsales or the wholesaling and assigning of properties.

I used Wolstenholmes several years past for my conveyancing in Eastbourne. Now, I need the documents however the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Eastbourne of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Our solicitor in Eastbourne has discovered a a legal deficiency with the lease for the property we are purchasing in Eastbourne. The other side have put forward defective title insurance as a solution. We are content with insurance and will cover the costs. Our solicitor says that as he is on the bank conveyancing panel he must check that the lender is happy with this solution. Are we the client or is the mortgage company?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. A precondition to being on the mortgage company approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Last updated

Find out more about how flying freehold can affect your the value of a property.