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Find a Stone Cross Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stone Cross? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stone Cross home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Stone Cross conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Stone Cross

I am hoping to move into my new home in Stone Cross next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the bank. What risks does the lender expect the insurance to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not specific to conveyancing in Stone Cross.

We are planning to acquire a house and need a conveyancing solicitor in Stone Cross who is on the Barclays approved panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Stone Cross.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Stone Cross is the location of the property. Is there any guidance you can give?

Flying freeholds in Stone Cross are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stone Cross you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stone Cross may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Do I need to be concerned about third parties that I am dealing with are suggesting a factory type conveyancing firm as opposed to a local Stone Cross conveyancing company?

As with many service providers, often input from family and friends can be extremely useful or valuable. But there are lots of players in a conveyancing deal; estate agents, financial adviser and lenders might all recommend conveyancers to retain. Sometimes the solicitors might be known to one of the organisations as being good in their field, but sometimes there behind the scenes commercial relationship behind the recommendation. You have the discretion to appoint your own conveyancer. Don't forget that many lenders have an approved list of lawyers you must use for the mortgage aspect of your conveyancing.

Should one as executor remove a deceased person's details from the title register for a property in Stone Cross?

If a Stone Cross property is co-owned and one of the proprietors passes away, their name will not immediately be removed from the title deeds. You are not required to amend the title as when it comes to a sale your lawyer would just be required to supply proof as to the reason the co owner is not a party to the conveyance, such as a grant of probate.

With a view to making things smoother in the future you can apply to have the deceased party removed from the title by submitting an application to HM Land Registry with proof of the death. There is no fee from the Registry for this service.

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Find out more about how flying freehold can affect your the value of a property.