I am thinking of refinancing my apartment in Polegate, does my lawyer have to be on the Nationwide Solicitor panel?
In theory, you could use a solicitor that is not on the Nationwide conveyancing panel, but Nationwide would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
We are buying a house and the conveyancer has referenced Chancel Repair to which the property could be liable because it falls into the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Polegate
Unless a previous purchase of the house took place post 12 October 2013 you can take it that lawyers carrying out conveyancing in Polegate to continue to advocate a chancel search and or chancel repair liability insurance.
I used Arc property Solicitors several years past for my conveyancing in Polegate. Now, I need my files but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Polegate of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Polegate with the aid of help to buy. The sellers refused to budge the price so I negotiated £7000 of extras instead. The property agent advised me not reveal to my conveyancer about this extras as it could put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am in the process of purchasing my first house in Polegate. Conveyancing solicitor already instructed. The broker suggested that a survey is not necessary as the house was only built 16 yrs ago.
At the very least you should order a Home Buyer's Report. As the premises is over ten years old the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could be sufficient. They will highlight any apparent problems and suggest additional investigation if relevant. Where there are any indications of material issues obtain a full structural survey.