Find a Seaford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Seaford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Seaford conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Seaford conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Seaford

My husband and I intend to purchase a newly converted flat in Seaford with a homeloan from National Westminster Bank.We like our Seaford conveyancing solicitor but National Westminster Bank advised that her practice is not listed on their approved list of member firms. we are left little option but to use a National Westminster Bank panel solicitor or retain our local solicitor and fork out for a National Westminster Bank panel lawyer to act for them. This seems very unfair; is there anything we can do?

No, not really. The loan issued to you contains terms and conditions, a common one being that solicitors will be on the National Westminster Bank approved list. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for National Westminster Bank

My wife and I are buying a flat in Seaford. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to deposit funds into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Forgive me if this question is silly but I am wet behind the ears as FTB of a ground floor flat in Seaford. Do I pick up the keys to the premises on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Seaford?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s solicitors, and once they have received this, you will be invited to pick up the keys from the property Agents and move into your new home. Usually this happens between 1 and 3pm.

Our offer on a semi in Seaford has been accepted, the vendors do nevertheless have a dependent purchase. The owners have put an offer on a property, but it’s not yet tied up, and are looking at other apartments booked. I have instructed a nearby conveyancing solicitor in Seaford. What do I do now? At what stage should I apply for the mortgage with Nottingham?

It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then valuation, Seaford conveyancing search charges, etc). First, you should check that your conveyancer is on the Nottingham conveyancing panel. As to the subsequent stages this very much depends on the circumstances of your transaction, motivation for this property and on the state of the market. During a hot market some buyers will apply for a home loan with Nottingham and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to move forward with the conveyancing in Seaford.

What does a local search inform me regarding the property we're buying in Seaford?

Seaford conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations such as PSG The local search is essential in every Seaford conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search should supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

My husband and I are new to the buying process - agreed a price, but the estate agent told us that the owners will only move forward if we use the agent's preferred solicitors as they want a ‘quick sale’. My instinct tells me that we should use a local conveyancer accustomed to conveyancing in Seaford

We suspect that the owner is not behind this request. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Speak to the owners direct and make sure they comprehend that (a)you are genuine buyers (b)you are ready to go, with finances in place © you have nothing to sell (d) you wish to move quickly (e)but you intend to appoint your own,trusted Seaford conveyancing solicitors - rather thanthose that will earn the negotiator at the agency a kickback or achieve conveyancing thresholds pre-set by HQ.

What are the distinct advantages to using a local conveyancing practitioner in Seaford

Home movers in Seaford select a nearby high street property lawyer so that they can pop into the lawyer’s offices if they have concerns, and to deliver documents without using the post.

One could suggest that there is a distinct benefit in opting for a conveyancing practitioner nearby to a property you are buying, due to the familiarity of the locality and possible local concerns - nevertheless this is debatable. The majority of conveyancers undertaking their communications over the internet and may be anywhere in the world.

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