We are planning to buy with Earl Shilton BS. I popped in a couple of local solicitors but cant to find a Seaford conveyancing firm on the Earl Shilton BS panel. Can you help?
Please do take advantage of the search tool on this web page. Pick the lender and type Seaford or your location and you will discover a number of lawyer located in Seaford or by proximity to you.
Does a directory service exist listing Bank of Ireland panel solicitors in Seaford on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few mortgage companies make their panel listings available on the web. If you are in need of a Seaford conveyancer on the Bank of Ireland please use our tool.
I am purchasing a property in Seaford. A rare aspect is that the roof has a solar panel. Bank of Ireland have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Bank of Ireland your lawyer must check the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Bank of Ireland where a lease does not meet these specifications. The specifications relate to the installation of panels on properties nationwide and is not restricted to Seaford.
I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being problematic. The Seaford solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly picked up during conveyancing in Seaford?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Seaford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Seaford differ for newly converted properties?
Most buyers of new build property in Seaford approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is constructed. This is because house builders in Seaford tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Seaford or who has acted in the same development.
I am thinking of appointing a conveyancing lawyer in Seaford for my sale. Is there any facility to review a solicitor's record with the profession’s regulator?
You can read presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.