My apartment in Lewes is up for sale and I have a buyer. Will my solicitor need to be on the Aldermore conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Aldermore conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
The deeds to our home are lost. The lawyers who conducted the conveyancing in Lewes 4 years ago no longer exist. Will I be able to sell the house?
You no longer need to have the physical original deeds to prove you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
Due to the encouragement of my in-laws I had a survey completed on a house in Lewes before appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies tend not give a loan on this type of property.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lewes. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon spend £400,000 on a property in Lewes I would like to have a conversation with the solicitor concerning theconveyancing ahead of instructing the firm. Can this be arranged?
This is something that we recommend - we would be happy to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your property ownership legalities in Lewes.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter reference. The solicitors that we put you in touch with believe that the figure you are quoted for residential conveyancing in Lewes should be the figure that you are charged.
We have just found out that one of the partners of the firm handling the purchase conveyancing in Lewes is a relative of the owners that we are buying from. Is this allowed?
As long as no conflict arises this should be fine. Where you are needing a home loan then the bank may have a say as many banks have specific requirements concerning this. For example for Coventry Building Society as of 23/7/2024, the requirements read as follows :