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Find a Lewes Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lewes? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lewes conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Lewes

My wife and I are looking to buy a flat in Lewes and are in fact using a Lewes conveyancing practice. Within the last couple of days our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Barnsley Building Society have this evening contacted us to advise us that there is now an issue as our Lewes lawyer is not on their conveyancing panel. Please explain?

If you are buying a property needing a mortgage it is usual for the purchasers' lawyers to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel and you may continue to use your own Lewes solicitors, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.

My aunt pointed out to me me that in purchasing a property in Lewes there may be a number of restrictions limiting what one can do in terms of external alterations to a property. Is this right?

There are a number of properties in Lewes which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Lewes should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My lawyer has informed me that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Lewes?

The right level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

I am expecting a AIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Lewes solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Lewes solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.

3 months have gone by since my purchase conveyancing in Lewes concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a ground for flat up to £245,000 and identified one close by in Lewes I like with open areas and station nearby, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Lewes for this price, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a mortgage the shortness of the lease may be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.

Hoping to buy a property located in Lewes and I am already nervous. I couldn't find anything specific about Lewes. Conveyancing will be needed in due course but do you know about the Lewes area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Lewes. In the meantime here are some basic statistics that we found

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