I went with a local firm for my conveyancing in Haywards Heath recently. Reviewing the Terms I seewe are liable for charges even if the sale doesn't happen. Should I ditch them and select an on-line solicitor practice advertising no-sale-no-fee conveyancing in Haywards Heath?

It is usually ‘give and take’ in that if "No Sale No Fee" is offered then the conveyancing charges will generally be more expensive to counteract the transactions that do not go ahead. Also remember that these arrangements generally do not cover outlay by way of example Haywards Heath conveyancing search expenses.

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Haywards Heath so that I can attend their offices when needed.

Whereas this was necessary ten years ago, almost all lenders no longer oblige their conveyancing panel solicitor to witness the borrowers signature. It will still be necessary for you to provide ID documents and there are still manifest benefits to using a locally based practitioner, in your case a conveyancing solicitor in Haywards Heath.

We had chosen conveyancers with offices in Haywards Heath on the HSBC solicitor panel. They have just billed me a separate fee for handling the HSBC mortgage. Is this a supplemental conveyancing fee set by HSBC?

Provided it is contained in their Terms and Conditions or estimate then yes your property lawyer can charge a fee for this. This fee is not set by HSBC but by your Haywards Heath solicitor. Numerous firms on the HSBC panel will levy an ‘acting for lender’ fee and others do not.

We have a mortgage agreed in principle with Nationwide. Haywards Heath conveyancing lawyers are appointed. What is the average time that one could expect to receive a mortgage offer from Nationwide?

Some lenders take longer than others. Have Nationwide completed the valuation? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Our sealed bid on a detached house in Haywards Heath has been accepted, the sellers do however have a dependent purchase. The sellers have offered on on an apartment, however it’s not yet tied up, and are looking at other apartments in the pipeline. I have selected a high street conveyancing solicitor in Haywards Heath. What do I do now? When do I get the mortgage application with Coventry BS going?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then valuation, Haywards Heath conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the Coventry BS approved list. As to the subsequent stages this very much dictated by the uniqueness of your transaction, attraction to this property and on the state of the market. In a buoyant market many purchasers would apply for a home loan with Coventry BS and pay for the valuation and only if it was satisfactory would they ask their solicitor to press on with the conveyancing in Haywards Heath.

I am purchasing a new build house in Haywards Heath with a loan from Leeds Building Society. The developers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not inform my conveyancer about the side-deal as it would affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We are one month into a freehold purchase having been directed to conveyancers by the estate agent to perform conveyancing in Haywards Heath. I am am starting to be dissatisfied with the quality of service. Could you you assist me in finding new lawyers?

A solicitor would have to be very bad in order to consider diss instructing them. Has the loan offer been sent? In the event that it has you must make them aware of the new contact details and have the loan are re-issued. The conveyancer should be on the mortgage company panel to avoid added expenses and delays. So that should be your first question of the new solicitors. The find a solicitor tool can assist you in finding a lender approved solicitor for your conveyancing in Haywards Heath