My apartment in Lindfield is up for sale and I have a buyer. Will my conveyancing practitioner have to be required to be on the UBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
I am purchasing a terrace house in Lindfield. Our aim is to carry out a loft conversion at the house.Will legal work on the property involve checks to ascertain if these alterations are prohibited?
Your solicitor should check the registered title as conveyancing in Lindfield can occasionally reveal restrictions in the title deeds which prohibit categories of changes or require the consent of another owner. Many works need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these issues with a surveyor prior to committing yourself to a purchase.
After much negotiation I have agreed a price on a house in Lindfield. My mortgage broker pressured me to appoint their conveyancer. I paid an advanced payment of £150. A couple of days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
After shopping around on the internet I have found a Lindfield solicitor having made sure that they are on the TSB conveyancing panel. Does my lawyer arrange the survey of the property?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Lindfield postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Lindfield.
My relative suggested that if I am purchasing in Lindfield I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Lindfield conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Lindfield around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Lindfield Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Lindfield Education with plans and statistics, Local Amenities and other useful data about Lindfield.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Lindfield?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Lindfield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm remortgaging my existing house to a BTL loan with Halifax and I will use the rest of the raised equity towards a second house. The neighborhood we are looking at is Lindfield. Will your lawyers be able to act for the two mortgage companies and tie in the transactions?
Make use of our comparison tool on this site to check that the conveyancers are approved by both mortgage companies. On the basis that they are the lawyer should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you lawyer and communicate your desired outcome and requirements.