Completed the sale of my flat in Patcham last October but our buyer keeps whats apping every few hours to moan that her lawyer needs to hear from mine. What are the post completion sale formalities now that I have sold?
Following your sale your conveyancer should deliver the transfer deeds and all additional paperwork to the purchaser's solicitors. If applicable, your conveyancer must also confirm that the home loan has been paid off to the buyers conveyancers. There is unlikely to be post completion steps just for conveyancing in Patcham.
Is it necessary to take out insurance to cover chancel repairs when acquiring a house in Patcham?
Unless a previous purchase of the premises completed after 12 October 2013 you could expect lawyers conducting conveyancing in Patcham to remain encouraging a chancel search and or chancel repair liability policy.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who conducted the conveyancing in Patcham 10 years ago are no longer around. What are my next steps?
These day there are copies made of almost everything, and your conveyancer will know exactly where to look for all the relevant paperwork so you may buy or sell your house without any difficulty. Where duplicates can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against possible claims on the property.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Patcham is where the house is located. Can you offer any guidance?
Flying freeholds in Patcham are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Patcham you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Patcham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My fiance and I may need to let out our Patcham 1st floor flat temporarily due to a career opportunity. We used a Patcham conveyancing practice in 2004 but they have closed and we did not have the foresight to get any guidance as to whether the lease permits subletting. How do we find out?
Some leases for properties in Patcham do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Patcham Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
Generally speaking the outlay for major works tend not to be included within service charges, albeit that there some managing agents in Patcham require leaseholders to contribute towards a reserve fund created for the specific intention of establishing a fund for major works. The prefered form of lease structure is a share of the freehold. In this situation the lessees benefit from being in charge if their destiny and notwithstanding that a managing agent is usually employed if it is larger than a house conversion, the managing agent acts for the leaseholders themselves. It is important to be aware if redecorating or some other significant cost is anticipated that will be shared between the tenants and may well dramatically increase the the service charges or result in a one off invoice.