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Find a Patcham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Patcham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Patcham home move at risk of delay or failure.

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Recently asked questions about conveyancing in Patcham

I require conveyancing for an apartment in a relatively new development (five years built) in Patcham. 95% of the flats are already occupied. Do I need carry out the conveyancing searches for my conveyancing in Patcham?

You are taking a significant risk in not carrying out Patcham conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that you have them. Where time pressures and price are primary issues you should discuss with your solicitor about the possibility of search insurance

I am buying a semi-detached house in Patcham. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Patcham you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Patcham.

My uncle pointed out to me me that in purchasing a property in Patcham there could be a number of restrictions preventing external alterations to the property. Is this right?

We are aware of a number of properties in Patcham which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Patcham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My lawyer has informed me that absentee landlord insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Patcham?

The right level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.

I happen to be the only beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in Patcham. The Patcham property was put into my name in March. I want to move. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership may be considered the same way as though I had purchased the house in March. Is the property unsalable for six months?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How practical a view banks take of it, depend on the lender as this clause principally exists to identify the purchase and immediately sell or the flipping of property.

Are there restrictive covenants that are commonly picked up during conveyancing in Patcham?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Patcham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

About to purchase a new build flat in Patcham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Patcham

    If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

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