Is the fact that my conveyancer in Brighton is not identified on my lender's conveyancing panel that there is a problem with the quality of the firm’s conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the Brighton conveyancing practice and enquire why they are no longer on the approved list for your mortgage company.
Will conveyancers ask for an advanced payment when it comes to conveyancing in Brighton?
Where you are retaining lawyers for conveyancing in Brighton your lawyer will request that you put them with monies to cover the search fees. Ordinarily this is called for to cover the fees of the conveyancing searches. If any down payment is as part of the sale price then this should be needed immediately before exchange of contracts. The closing balance that is due should be sent to your lawyer shortly before completion.
What will a local search tell me about the house my wife and I purchasing in Brighton?
Brighton conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company such as Searches UK The local search plays a central role in many a Brighton conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I opted to have a survey completed on a house in Brighton in advance of retaining lawyers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some banks tend not issue a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brighton. Conveyancing will be smoother if you use a solicitor in Brighton especially if they are accustomed to such properties in Brighton.
How easy is it to transfer to a new conveyancer as I need to instruct one who is on the TSB conveyancing panel. I hired a high street conveyancing solicitor in Brighton five minutes from me but he is not approved by TSB
It would be our pleasure to help you select a conveyancing solicitor in Brighton on the TSB panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Brighton. Using search facility on this website, you can compare charges for conveyancing solicitors in Brighton and beyond.