My IFA says he needs my Brighton law firm’s panel member for the HSBC conveyancing panel. Can you suggest how I obtain this. I have contacted my local Brighton office but they don't know it.
The sensible thing to do is ask for this information from your Brighton solicitor . They retain a central record lender panel numbers.
When it comes to mortgage companies such as Santander, do Brighton solicitors face a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
I have paid off my mortgage with UBS. I assume I don't need a Brighton property lawyer on the UBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
About to purchase house in Brighton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Brighton lawyer is on the Lloyds conveyancing panel.
A relative advised me that where I am purchasing in Brighton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Brighton conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about Brighton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Brighton.
I have been on the look out for a flat up to £305k and found one round the corner in Brighton I like with amenity areas and station nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Brighton in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage that many years will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
I am looking into buying my first house which is in Brighton and I am already nervous. I couldn't find anything specific about Brighton. Conveyancing will be needed in due course but do you know about the Brighton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Brighton. In the meantime here are some basic statistics that we found