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Find a Kemp Town Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kemp Town? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kemp Town home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kemp Town conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Kemp Town

It is 10 years ago since I acquired my home in Kemp Town. Conveyancing lawyers have now been instructed on the sale but I am unable to track down my title deeds. Is this a problem?

Don’t worry too much. Firstly the deeds may be kept by your lender or they may still be with the solicitor who handled your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Kemp Town relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.

I am due to exchange contracts on my house. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kent Reliance are being pedantic. The Kemp Town solicitor who is on the Kent Reliance conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?

It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Intending to buy a house in Kemp Town. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Kemp Town property lawyer is on the Co-operative conveyancing panel.

I was told three weeks ago that my mortgage has been agreed to by Kent Reliance. Is it usual for Kent Reliance to only issue the offer once my solicitor in Kemp Town is approved on their conveyancing panel? Kent Reliance have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.

What will a local search tell me concerning the house I am buying in Kemp Town?

Kemp Town conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for instance Onsearch The local search is essential in every Kemp Town conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

I have been on the look out for a flat up to £235,500 and identified one round the corner in Kemp Town I like with open areas and station in the vicinity, however it's only got 51 years on the lease. I can't really find anything else in Kemp Town suitable, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a home loan the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.

I am an executor of my recently deceased parent's Will, with a property in Kemp Town which is to be sold. The house has never been registered at HMLR and I'm told that many purchasers will insist that it is done before they will proceed. What's the procedure for this?

In the situation you refer to it seems prudent to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.

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