It is 10 years ago since I purchased my property in Rottingdean. Conveyancing lawyers have now been instructed on the sale but I can't track down the title deeds. Will this cause complications?
Don’t worry too much. First there is a possibility that the deeds will be retained by your mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Rottingdean relates to registered property but in the unlikely event that your home is not registered it is more tricky but is not insurmountable.
Due to the advice of my in-laws I had a survey completed on a property in Rottingdean prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders will not grant a loan on this type of premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rottingdean. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rottingdean to see if the conveyancing will be more expensive.
What tools are available to locate a Rottingdean law firm on the Halifax conveyancing panel? I drive a motor bike and am prepared to travel upto 25miles to meet the lawyer.
You can use the search on this website. Please choose the mortgage company and your location and you will see a number of Rottingdean conveyancing lawyers located nearest you. We have listed some Rottingdean conveyancing firms towards the end of this page and you can telephone them to check if they are on the Halifax approved list
I am using a search engine for the phrase conveyancing in Rottingdean it shows results of many property lawyersin the area. How do I determine which is the right conveyancing solicitor for purchase transaction?
The best way of choosing the right conveyancer is via trusted referral, so seek the guidance of colleagues and those you trust who have acquired a property in Rottingdean or a local estate agent or financial adviser. Fees for conveyancing in Rottingdean differ, so it's sensible to obtain at least three fee calculations from different companies. Be sure to seek confirmation that the fees are fixed.
My solicitors in Rottingdean have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.