After what seems like an age a mortgage agreement from Nationwide for the remortgage of my 4 bedroom flat is expected any day now. Are you able to put forward a low cost conveyancing solicitor in Saltdean?
This site is not designed to aid those in their quest for the cheapest conveyancing in Saltdean. Our intention is to offer affordable conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint brokers teasing you with ninety nine pound conveyancing in Saltdean. Optimistically, in deciding on cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for extras and still not end up with the service expected.
Due to move into my new home in Saltdean next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These obligations are not specific to conveyancing in Saltdean.
My wife and I are purchasing a flat in Saltdean. I might seem paranoid but how we can trust a solicitor? At some point we have to send funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am assisting my mother sell her flat in Saltdean. Will the conveyancer arrange the EPC or it is for the owner to coordinate?
Following the demise of Home Information Packs, EPC’s was retained a mandatory component of moving property. An energy performance certificate must be to hand prior to the property being placed on the market. It is not a task that conveyancers normally organise. If you are instructing a Saltdean conveyancing solicitor they might help arrange energy assessments given their contacts with reputable Saltdean energy assessors
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Saltdean conveyancing practitioner on the RBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
How easy is it to use your search app to select a conveyancing practitioner in Saltdean on the authorised to act for my lender?
Step one is to pick a mortgage company such as Barclays , The Royal Bank of Scotland or Aldermore then specify your preferred area a common one being Saltdean. Conveyancing practices in Saltdean and further afield should be shown.
My lawyers in Saltdean have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.