Can the conveyancing practitioners listed on your site execute auction conveyancing in Saltdean?
We know of a number of niche solicitors we can put you in touch with those who can conduct auction conveyancing. Saltdean is one of our areas of where our lawyers are based.
I am considering applying for a HSBC mortgage for purchase of a newly converted (under development) in Saltdean with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for HSBC ?
In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I have been told that property searches are the primary reason for delay in Saltdean conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are not likely to be the root cause of delay in conveyancing in Saltdean.
I have todaydiscovered that Wolstenholmes have been shut down. They carried out my conveyancing in Saltdean for a purchase of a leasehold flat 10 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Saltdean conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a property in Saltdean prior to retaining solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some banks may refuse to give a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Saltdean. Conveyancing may be slightly more expensive based on your lender's requirements.