We were about to retain a conveyancing solicitor in Saltdean recommended on your site but have come across some other costs illustrations on the internet appear less expensive – how come?

One can find many firms of conveyancing organisations offering what appear to be cut price. Our advice is to think twice as to how much you respect your own move to you are willing to take 'cheap' risks in relation to the quality of the conveyancing. Some embed extras deep into the terms and conditions. The conveyancers that we list for conveyancing in Saltdean neverbehave this way.

Have completed on a a terraced house in Saltdean , What is the estimated time for the Land Registry to register my ownership? My Saltdean conveyancing solicitor works at snail pace, so I want to check the registration formalities are concluded.

There is nothing unique when it comes to conveyancing in Saltdean registration formalities. Rather than based on location, timeframes can vary subject to who lodges the application, whether it is in order and if the Land registry must send notices to any interested persons or bodies. As of today approximately 80% of such applications are completed in less than three weeks but some can be subject to extensive delays. Registration is effected once the new owner is living at the premises therefore registration formalities is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.

I am purchasing my first flat in Saltdean with a loan from Virgin Money. The developers would not budge the price so I negotiated £7000 of extras instead. The house builders rep advised me not reveal to my lawyer about the side-deal as it could jeopardize my mortgage with Virgin Money. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What tools are available to search for a Saltdean law firm on the Birmingham Midshires conveyancing panel? I have wheels and am prepared to travel upto 20miles to meet the lawyer.

You can use the search on this page. Please choose the lender and your location and you will see a number of Saltdean conveyancing lawyers locally. We have listed some Saltdean conveyancing firms at the bottom of this page and you can call them to see whether they are on the Birmingham Midshires panel

I am just shy of a 10% deposit on my flat purchase in Saltdean , but I am anxious exchange. Do I have options?

You can accept a lesser deposit. Most sellers will accept a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment