I plan on acquiring a flat in Peacehaven. My Conveyancer is not on the lender approved list. Am I still permitted to use my Peacehaven conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?

One will need to appoint a conveyancing practitioner to deal with the formalities when you need a loan to purchase your property. They will carry out all the relevant due diligence on the property, make sure that you will be properly registered as the owner and ensure that all the required mortgage documentation is in place. You could appoint a Peacehaven property lawyer of your choice. Nevertheless, where the lawyer selected is not on the lender approved list further fees will be levied as separate legal representation will be required by them. Lender panel applications may be submitted, so where your solicitor has not historically applied for membership they should take the chance to apply.

The Peacehaven conveyancing firm handling our Peacehaven conveyancing has discovered a difference when comparing the information in the valuation report and what is revealed within the title deeds. My lawyer has advised that he needs to ensure that the bank is happy with this discrepancy and is still content to lend. Is my conveyancer’s approach correct?

Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

My lawyer in Peacehaven is not on the Britannia Solicitor Panel. Can I still continue with my family solicitor notwithstanding that they are not on the Britannia panel of approved conveyancing solicitors?

Your options are as follows:

1. Carry on with your existing Peacehaven solicitors but Britannia will need to instruct a conveyancer on their list of acceptable firms. This will inevitably rack up the total conveyancing charges and result in frustration.
2. Choose an alternative lawyer to to deal with the conveyancing, remembering to check they are on the Britannia panel

In my capacity as executor for the will of my father I am selling a house in Neath but reside in Peacehaven. My lawyer (based 300 kilometers from merequires that I sign a stat dec before completion. Could you suggest a conveyancing lawyer in Peacehaven to witness and place their company stamp on the document?

Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Peacehaven

Planning to sign contracts shortly on a leasehold property in Peacehaven. Conveyancing solicitors assured me that they report fully tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Peacehaven should include some of the following:

Repair and maintenance of the property The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Does the lease prohibit wood flooring? You need to be told what constitutes a Nuisance as far as the lease is concerned Defining your rights in relation to common areas in the building.For instance, does the lease include a right of way over a path or hallways?

I am the registered owner of a garden flat in Peacehaven, conveyancing was carried out September 1998. Can you work out an approximate cost of a lease extension? Comparable flats in Peacehaven with a long lease are worth £190,000. The ground rent is £45 yearly. The lease terminates on 21st October 2085

With only 62 years unexpired we estimate the price of your lease extension to range between £17,100 and £19,800 as well as legals.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.