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Find a Peacehaven Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Peacehaven? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Peacehaven transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Peacehaven conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Peacehaven

My husband and I intend to remortgage our maisonette in Peacehaven with Clydesdale. We have a son approaching twenty who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have a couple of questions (1) Is this form unique to the Clydesdale conveyancing panel as he never had to sign this form when we remortgaged 4 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Peacehaven. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/6/2024, the requirements read as follows :

When it comes to lenders such as TSB, do Peacehaven solicitors face an annual charge to be on the list of approved solicitors?

We are not aware of any mortgage company fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

Is it the case that all Peacehaven solicitor practices on the Yorkshire BS conveyancing panel are governed by the SRA?

As solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be governed by the SRA. Some banks do list licenced conveyancers on their panel in which case such firms would be regulated by the CLC.

I had a mortgage agreed in principle with Clydesdale. Peacehaven conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?

Some lenders take longer than others. Have Clydesdale conducted the valuation? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who conducted the conveyancing in Peacehaven 10 years ago no longer exist. What do I do?

As long as the title is registered the details of your ownership will be evidenced by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, locate your property and obtain current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Peacehaven is where the house is located. Can you offer any opinion?

Flying freeholds in Peacehaven are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Peacehaven you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Peacehaven may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

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Find out more about how flying freehold can affect your the value of a property.