I am obtaining a mortgage offer from Nat West. I intend to enlist the help of a Licensed Conveyancer in Newhaven. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
When can the exchange of contracts happen for domestic conveyancing in Newhaven and am I required to be at the lawyers office?
Where you are round the corner to our conveyancing solicitors in Newhaven you are welcome to attend to sign documents. However, the law practices we work with supply countrywide coverage for conveyancing and give as equally detailed and professional a job for you when communicating with you electronically. The signing of the property agreement is not the point of no return. A signed contract is necessary for the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Newhaven)to be in the office at the appropriate time.
My wife and I own a semi-detached Georgian property in Newhaven. Conveyancing solicitor represented me and TSB. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Newhaven and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who conducted the purchase.
How do I locate a Newhaven solicitor on the Lloyds TSB Bank conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the solicitor.
You can use the search on this page. Please select a lender and your location and you will see a number of Newhaven conveyancing lawyers located nearest you. We have listed some Newhaven conveyancing firms at the bottom of this page and you can contact them to check if they are on the Lloyds TSB Bank member panel
Our lenders have just issued us with a mortgage offer. We are using a reputable conveyancer in Newhaven last week. Today, our financial adviser contacted us saying that the lender said that we cannot use our solicitor as they aren't on their panel. As novices, we had no idea that the bank had some control over our choice Is this allowed?
You are at liberty to select any property lawyer you wish to choose including the said conveyancer in Newhaven but if they are not on the your bank's panel you will have to fork out additional cost so the mortgage company can retain their own lawyers. It may be possible your preferred conveyancing firm to get added to the lender panel. You can use web-based tools including lenderpanel.com to find a conveyancing solcitor in Newhaven on the lender panel. You can go into your high street mortgage company branch in Newhaven. They can recommend conveyancing solicitors in Newhaven on the bank panel.