We were just about to sign contracts for a garden flat in Ringmer. We have hit a problem. Our loan offer with Yorkshire Building Society expires on 6/7/2021 but the sellers are insisting on a completion date of 8/7/2021. Is it possible to prolong the loan expiry date?
The best person to address this question is your solicitors who will calculate whether they corresponding with the bank, seller’s solicitors, selling agents or possibly all parties given what has gone on in your transaction as of today.
Do I need to pop into the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Ringmer so that I can pop in to their offices if necessary.
Nowadays conveyancing panel lawyers for mortgage companies undertake all of the communications via the post, e-mail or over the phone. This enables them to conduct the conveyancing transaction no matter where you live in the country. That being said you can check if you have the option of attending the offices of your conveyancing lawyer if you prefer.
When it comes to mortgage companies such as Principality, do Ringmer conveyancers face a fee to be on the list of approved solicitors?
We are unaware of any lender fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Can I be sure that the Ringmer conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Ringmer getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor conducting your conveyancing.
Last month we had a mortgage agreed in principle with Virgin Money. Ringmer conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
Some lenders take longer than others. Have Virgin Money done the survey? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have todaybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Ringmer for a purchase of a leasehold apartment 9 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ringmer conveyancing specialists.
We're novice buyers - agreed a price, but the estate agent advised that the seller will only go ahead if we instruct the agent's preferred solicitors as they need a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Ringmer
It is unlikely the owners are behind this. If they desire ‘a quick sale', turning down a genuine buyer is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are ready to progress, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)however you are going to use your own,trusted Ringmer conveyancing firm - not the ones that will give the negotiator at the agency a kickback or achieve conveyancing thresholds demanded by senior management.