Can your site be used to recommend a Conveyancing solicitor in Crowborough even where I’m not purchasing or disposing of a house, for instance where I intend to buy a shop in Crowborough with a loan from Britannia?
The service is mainly utilised to help choose residential conveyancing solicitors in Crowborough but we have set out towards the end of this page a selection of Crowborough commercial conveyancing firms. You will need to make contact with the firm directly to check if they are also authorised to represent Britannia
I am purchasing a flat and require a conveyancing solicitor in Crowborough who is on the Accord Mortgages Ltd conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Crowborough. We dont recommend any particular firm.
I am helping my niece sell her property in Crowborough. Does the conveyancer commission an energy assessment or it is for me to see to?
After the abolition of HIPs, EPC’s was left as a compulsory component of selling a property. An EPC needs to be commissioned before the property is placed on the market. This is not something that law firms ordinarily organise. If you are using a Crowborough conveyancing practitioner they might help arrange energy assessments given their relationships with reputable Crowborough accredited person
Does a directory service exist listing Santander panel solicitors in Crowborough on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lending institutions make their panel listings available online. Where you are looking for a Crowborough solicitor on the Santander please make the most of our facility.
After what feels like an age I have had an offer on an apartment in Crowborough agreed to, but there is a chain. The owners have offered on a flat, however it’s not been accepted yet, and have viewings of other properties booked. I have selected a bricks and mortar conveyancing solicitor in Crowborough. What do I do now? When do I get the mortgage application with RBS going?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Crowborough conveyancing search fees, etc). First, you should ensure that your conveyancing practitioner is on the RBS approved list. Concerning the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a rising market the majority of home buyers would apply for the mortgage with RBS and arrange for the valuation and only if it was satisfactory would they request their lawyer to move forward with the conveyancing in Crowborough.
My wife and I have a 4 bedroom Victorian house in Crowborough. Conveyancing solicitor represented me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Crowborough and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing lawyer who carried out the work.
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a reasonable figure which is making it more attractive. I have since found out that the title is leasehold rather than freehold. I would have thought that there are issues buying a house with a leasehold title in Crowborough. Conveyancing lawyers have are soon to be instructed. Will my lawyers set out the implications of buying a leasehold house in Crowborough ?
Most houses in Crowborough are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Crowborough in which case you should be shopping around for a Crowborough conveyancing practitioner and check that they have experience in dealing with leasehold houses. First you will need to check the unexpired lease term. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease will likely included provisions for example obtaining the freeholder’spermission to conduct changes to the property. It may be necessary to pay a maintenance charge towards the upkeep of the estate where the property is located on an estate. Your conveyancer should advise you fully on all the issues.
Crowborough Leasehold Conveyancing - Examples of Queries Prior to Purchasing
How many of the leaseholders are in arrears for their service charge payments? In the main the cost for major works tend not to be included within service charges, although some managing agents in Crowborough obliged tenants to contribute towards a sinking fund and this is used to offset against major repairs or maintenance. Plenty Crowborough leasehold flats will incur a service charge for maintenance of the building invoiced by the freeholder. If you acquire the property you will have to pay this liability, usually quarterly throughout the year. This could differ from a couple of hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a ground rent to be met annual, this is usually not a exorbitant figure, say about £50-£100 but you should to enquire as occasionally it could be many hundreds of pounds.