It is a dozen years since I acquired my home in Edenbridge. Conveyancing lawyers have now been instructed on the sale but I am unable to track down the deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by the mortgage company or they could be in the possession of the conveyancers who acted in the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Edenbridge relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
We're in Edenbridge, First timers purchasing with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I need some quick conveyancing in Edenbridge as I have a deadline to complete inside one month. A home loan is not required. Can I escape the need for conveyancing searches to save money and time?
As you are not getting a mortgage you have the choice not to have searches conducted although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Edenbridge the following are instances of what can appear and therefore impact market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
How does conveyancing in Edenbridge differ for new build properties?
Most buyers of new build residence in Edenbridge contact us having been asked by the seller to sign contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Edenbridge typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Edenbridge or who has acted in the same development.
We are 17 days into a residential purchase having been recommend to a firm by the local agent to carry out the conveyancing in Edenbridge. I am am very disappointed with the level of service. Can you help me find new conveyancers?
A lawyer would need to be really bad in order to consider replacing them. Has your mortgage been issued? In the event that it has you need to inform them of the new contact details and get the mortgage documents are re-issued. Your conveyancer needs to be on the lenders panel to avoid added charges and complications. That should be your first question of the new lawyers. The search tool will assist you in finding a bank approved conveyancer for your home move in Edenbridge