The Hartfield conveyancing firm handling our Hartfield conveyancing has discovered an inconsistency when comparing the assumptions in the valuation survey and what is in the legal papers for the property. My solicitor has advised that he is obliged to ensure that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action legitimate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Do all mortgage companies provide you with an approved list of Hartfield conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?
Hartfield conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
We are planning to purchase with Earl Shilton BS. We have called around locally but am unable to find a Hartfield conveyancing firm on the Earl Shilton BS approved list. Can you help?
Please do take advantage of the search tool on this site. Please choose the lender and type Hartfield or your location and you will be presented with a number of lawyer offices in Hartfield or nearest you.
We are buying a flat in Hartfield. I might seem paranoid but how we can trust a solicitor? On the day of competition we have to put money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a garden flat in Hartfield. Do I receive the keys to the premises on completion from my solicitor? If so, I will instruct a local conveyancing solicitor in Hartfield?
On the day of completion you do not need to go to the conveyancers office in Hartfield. Conveyancing lawyers for you will transfer the completion advance to the vendor’s conveyancers, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
Intending to buy a maisonette in Hartfield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hartfield property lawyer is on the Bank of Ireland conveyancing panel.
Can I discover who owns a property in Hartfield?
Provided the property is registered with HM Land Registry, and you have the details of the address of the premises, you will be able to view results from the HM Land Registry of the registered proprietor for a for less than a fiver.