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Recently asked questions about conveyancing in Hartfield

AssumingI was to buy a straightforward housein Hartfield for cash and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Hartfield?

The sole saving you would make on is the disbursement for searches. A property lawyer still be obliged to do everything else - money laundering, communicating with the vendors lawyer, stamp duty return, register the ownership etc. A marginal saving might be made by not needing to register a charge but it will not be meaningful.

Having sold my house in Hartfield last May but our buyer keeps SMS messaging daily complaining that his conveyancer needs to hear from mine. What are the post completion sale legalities now that I have sold?

After completion of your house sale your lawyer is obliged to deliver the transfer documentation and all additional paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also evidence that the mortgage has been redeemed to the buyers lawyers. There is unlikely to be post completion steps peculiar conveyancing in Hartfield.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a house in Hartfield? or I am told that there is an ancient law that could mean that owners of property living in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this suitable for conveyancing in Hartfield?

Unless a previous acquisition of the property took place post 12 October 2013 you may take it that lawyers delivering conveyancing in Hartfield to continue to recommend a chancel search and or chancel repair liability insurance.

Due to the input of my in-laws I had a survey completed on a property in Hartfield in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies may not issue a mortgage on such a premises.

It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hartfield. Conveyancing will be smoother if you use a solicitor in Hartfield especially if they are accustomed to such properties in Hartfield.

The property lawyers conducting our conveyancing in Hartfield has forwarded documents to review that state the land is unregistered with epitome documents. Is it not the case that all houses in Hartfield are registered?

Whilst most properties in Hartfield are now registered with HM Land Registry there are still a few that are unregistered. Any property in Hartfield that has been remortgaged since the late 1980’s will have been registered at the Land Registry under the compulsory ‘first registration’ scheme. However, if a Hartfield property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Hartfield conveyancing lawyers will be able to handle this type of conveyancing but where uncertainty prevails the standard guidance nowadays appears to be for the current owners to register it first and then sell - this will have a knock on effect to cause a significant delay.

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Find out more about how flying freehold can affect your the value of a property.