We hope to to purchase with Darlington Building Society. We have called around locally but am unable to find a Tunbridge Wells conveyancing firm on the Darlington Building Society approved list. Can you assist?
Feel free to make the most of the find a lender approved solicitor tool on this page. Please choose the lender and type Tunbridge Wells or your preferred area and you will see a number of lawyer offices in Tunbridge Wells or near you.
I'm the only beneficiary of my late grandmother’s will and I have everything in my name now, including the house in Tunbridge Wells. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the house. I do know about the CML 6 month 'rule', meaning my property ownership could be treated the same way as though I had purchased the property in January. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. many mortgage companies would take a sensible view as this requirement is principally there to pick up on the purchase and immediately sell or the quick reselling of property.
Are all Tunbridge Wells Conveyancing Quality Solicitors on the RBS conveyancing panel?
It is true that some lenders now make use of CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
Completion of my remortgage has taken place for my property in Tunbridge Wells. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have been on the look out for a leasehold apartment up to £235,500 and identified one near me in Tunbridge Wells I like with a park and transport links nearby, however it's only got 51 years on the lease. There is not much else in Tunbridge Wells suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a home loan that many years may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
I need to appoint a conveyancing solicitor for my conveyancing in Tunbridge Wells. I have chance upon a site which appears to be the perfect solution If there is a chance to get all this stuff completed via email that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Due to sign contracts shortly on a leasehold property in Tunbridge Wells. Conveyancing solicitors assured me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Tunbridge Wells should include some of the following:
specifics of the parties to the lease, for example these could be the leaseholder, head lessor, landlord What you can do if an adjoining owner is in violation of a provision in their lease? Does the lease prohibit wood flooring? You should have a good understanding of the building insurance requirements Where does the liability rest to repair and maintain the main walls and foundations. It is important for you to know who is liable for the repair and maintenance of all parts of the block and communal areas
Leasehold Conveyancing in Tunbridge Wells - Examples of Questions you should consider Prior to buying
How is the lease structured? What is the service charge and ground rent on the flat? In the main the outlay for major works are not incorporated into the maintenance charges, although a few managing agents in Tunbridge Wells obliged tenants to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance.