My lawyer in Heathfield has never been on on the Godiva Mortgages Ltd Solicitor Panel. Is it possible for me to continue with my family solicitor even though they are excluded from the Godiva Mortgages Ltd panel of approved conveyancing solicitors?

Your options are as follows:

1. Carry on with your existing Heathfield lawyers but Godiva Mortgages Ltd will need to instruct a solicitor on their list of acceptable firms. This will result in additional total legal fees as well as result in frustration.
2. Choose an alternative lawyer to act in the conveyancing, remembering to check they are Godiva Mortgages Ltd approved.
3. Try to convince your Godiva Mortgages Ltd based solicitor to attempt to join the Godiva Mortgages Ltd panel

What is the difference between a licensed conveyancer and conveyancing solicitor in Heathfield

There are many recorded licenced Conveyancers in Heathfield and Solicitor practices in Heathfield to choose from We would stress that the two are regulated professionals specialising in the legal work in transferring property. The two can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I happen to be the single recipient of my late father’s will with all property in now in my sole name, including the house in Heathfield. Conveyancing formalities meant that the Land Registry date was in December. I now wish to sell up. I do know about the CML 6 month 'rule', which means that my proprietorship will be treated the same way as if I'd bought the property in December. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. many banks would take a practical view as this obligation is principally there to capture the purchase and immediately sell or the wholesaling and assigning of properties.

I was told two weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Heathfield is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am buying a new build flat in Heathfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Heathfield

Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are surveyor prepared.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Heathfield is the location of the property. What do you suggest?

Flying freeholds in Heathfield are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Heathfield you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Heathfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My husband and I are 17 days into a leasehold purchase having been directed to solicitors by the selling agent to carry out the conveyancing in Heathfield. I am am very dissatisfied with the quality of service. Could you help me find new solicitors?

A solicitor would have to be very poor in order to consider changing them. Has the mortgage been issued? In the event that it has you will need to make them aware of the new contact details and have the mortgage documents are issued to the new lawyers. The conveyancer should be on the mortgage company approved list to avoid escalating charges and complications. That should be your first question of the new solicitors. Our find a solicitor tool should help you find a bank approved solicitor for your home move in Heathfield