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Find a Heathfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Heathfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Heathfield transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Heathfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Heathfield

What does my ID and proof of funds have anything to do with my conveyancing in Heathfield? Why is this being asked of me?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing business. The Client Care letter that you need to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to provide ID verification documents, your solicitor can not take you on as a client.

Do the Building Society Association intend to launch a online directory to to identify firms on the Melton Mowbray Building Society conveyancing panel for example in Heathfield?

We have not been informed any intention on the part of the BSA to develop such a tool.

My wife and I are buying a flat in Heathfield. It might be a silly question but how we can trust a solicitor? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My partner and I are at the point of looking at flats in Heathfield and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a home loan with Virgin Money.

It would be wise to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are obtaining a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.

After shopping around on the internet I have found a Heathfield conveyancer having checked that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?

Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Heathfield postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Heathfield.

The estate agent has sent us the confirmation of our purchase of a new build flat in Heathfield. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Heathfield

    The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

As a tenant I am on the hook for a maintenance fee for my property in Heathfield. As a result of personal circumstances I slipped behind with remittance. I negotiated a settlement plan but there remains about £3000 currently outstanding.

I am under pressure to dispose of the property and I am concerned this could threaten to derail the sale if I have to pay off the amount due now. I'd like to sell up and then repay the debt from the completion monies - is this practicable?

You should clarify with the lawyer dealing with your Heathfield conveyancing but one option may be to arrange for the arrears to be passed to the purchasers. The sale price due would be adjusted to reflect the amount of debt they assume. They would then deal with the fees after completion of the purchase.

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