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Find a Mayfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mayfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mayfield conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mayfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mayfield

I have 71 years left on my lease and need a lease extension for my apartment in Mayfield. Conveyancing solicitors on the Virgin panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/1/2021 the requirements read as follows :

85 years at the time of completion. If it's less, we require it to be extended on or before completion.

I am buying a new build flat in Mayfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Mayfield

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

I need to appoint a conveyancing solicitor for remortgage conveyancing in Mayfield. I happened to land on a site which looks to be the ideal solution If there is a chance to get all the legals done via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Estate agents have just been given the go-ahead to market my ground floor flat in Mayfield. Conveyancing is yet to be initiated, but I have just received a quarterly maintenance charge demand – what should I do?

The sensible thing to do is pay the service charge as you normally would given that all ground rent and maintenance payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Mayfield Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

    For many Mayfield leaseholds the cost for major works tend not to be wrapped into the service charges, although a few managing agents in Mayfield obliged tenants to pay into a sinking fund and this is used to offset against major works. Are any of leasehold owners in arrears of their service charge payments? Who are the managing agents?

At what point do I pay stamp duty payable for my Mayfield flat purchase?

The majority of property lawyers will complete a stamp duty return for you as part of your Mayfield purchase transaction for you to sign. On completion your conveyancing practitioner will submit your Land Transaction Return Form to the Tax Authorities and - as long as they have the money - discharge any tax bill payable on your behalf.

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