It is 10 years ago since I purchased my property in Paddock Wood. Conveyancing lawyers have now been retained on the sale but I am unable to locate my deeds. Is this a problem?
You need not be too concerned. First the deeds may be retained by the mortgage company or they may still be with the lawyers who acted in your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Paddock Wood involves registered property but in the unlikely event that your property is unregistered it is more of a problem but is not insurmountable.
We hope to to purchase with Norwich and Peterborough Building Society. I popped in a few high street firms yet am struggling to find a Paddock Wood conveyancing firm on the Norwich and Peterborough Building Society approved list. Can you assist?
You should make the most of the find a lender approved solicitor tool on this web page. Pick the mortgage company and type Paddock Wood or your location and you will be presented with a number of lawyer based in Paddock Wood or near you.
It has been 4 months since my purchase conveyancing in Paddock Wood took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the guidance of my in-laws I had a survey completed on a house in Paddock Wood in advance of retaining solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may refuse to grant a mortgage on such a property.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Paddock Wood. Conveyancing will be smoother if you use a solicitor in Paddock Wood especially if they regularly deal with such properties in Paddock Wood.
In what way can the Landlord & Tenant Act 1954 impact my business premises in Paddock Wood and how can you help?
The particular law that you refer to affords a safeguard to commercial leaseholders, granting the a statutory right to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and handle your commercial conveyancing in Paddock Wood