Find a Kent Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kent? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kent conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kent conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Kent

The owners of the property we are purchasing have instructed a conveyancing firm in Kent who has suggested a exclusivity contract with a down payment 6,000. Is it wise to enter into such agreements?

Exclusivity contracts are agreements binding a home vendor and prospective buyer granting the buyer exclusive rights to purchase the premises for a limited period of time. Essentially, an exclusivity is a document stating that you will have a contract at a later time which is the main conveyancing contract. It tends to be used for buyer confidence though in some cases, the vendor may enjoy an upside from such agreements as well. There are numerous pros and cons to having them but you should to check with your solicitor but note that it may end up incurring more in conveyancing fees. In light of these reasons these contracts are avoided in relation to conveyancing in Kent.

My husband and I have arranged the release of further funds on our mortgage from Co-operative as we wish to carry out alterations to our home in Kent. Do we need to select a local Kent solicitor on the Co-operative conveyancing panel to handle the legals?

Co-operative don't usually instruct firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative conveyancing panel.

I was told two weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Kent is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

After what feels like an age I have had an offer on a flat in Kent accepted, the sellers do nevertheless have a dependent purchase. The vendors have put an offer on somewhere, however it’s not yet tied up, and have viewings of other flats booked. I have selected a high street conveyancing solicitor in Kent. What do I do now? At what point should I apply for the mortgage with Skipton?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of one thousand pounds, then survey, Kent conveyancing search charges, etc). First, you should check that your lawyer is on the Skipton approved list. As to the subsequent phase this very much dictated by the specifics of your transaction, desire for the property and on the state of the market. During a buoyant market the majority of buyers would apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they pay their conveyancer to proceed with the conveyancing in Kent.

I'm buying a new build house in Kent with a loan from Leeds Building Society. The builders refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The property agent advised me not inform my solicitor about the extras as it will adversely affect my loan with Leeds Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £235,500 and identified one near me in Kent I like with amenity areas and transport links in the vicinity, however it's only got 61 remaining years left on the lease. There is not much else in Kent in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a home loan that many years will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

I am thinking of appointing a conveyancing solicitor in Kent for my remortgage. Can I check a solicitor's record with the profession’s regulator?

Anyone can search for published Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training purposes.

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