Me and my partner are purchasing a 1 bedroom apartment in Kent with a mortgage. We have a Kent conveyancer, but the mortgage company says he's not on their "panel". It appears that we have no option but to use one of the lender panel conveyancing practices or keep our Kent solicitor and pay for one of their panel firms to represent them. This feels very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Kent conveyancing lawyer to apply to be on the conveyancing panel.
Can your site be used to recommend a Conveyancing solicitor in Kent even if I’m not purchasing or selling a house, for instance if I want to acquire a shop in Kent with a mortgage from Barclays Direct?
The service is mainly utilised to select residential conveyancing solicitors in Kent but we have recorded at the bottom of this page a few Kent commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they can also act for Barclays Direct
Due to the advice of my in-laws I had a survey completed on a house in Kent prior to instructing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks tend refuse to grant a mortgage on such a premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kent. Conveyancing may be slightly more expensive based on your lender's requirements.
How does the Landlord & Tenant Act 1954 impact my business premises in Kent and how can you help?
The particular law that you refer to affords a safeguard to business lessees, giving them the right to apply to court for a new tenancy and remain in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and help with commercial conveyancing in Kent
I need to appoint a conveyancing solicitor for sale conveyancing in Kent. I happened to chance upon a web site which seems to have the perfect answer If there is a chance to get all this stuff done via web that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?