We are selling our apartment in Kent. Will my property lawyer need to be required to be on the Barclays conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Barclays conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
I have justdiscovered that Action Conveyancing have been shut down. They conducted my conveyancing in Kent for a purchase of a freehold house 12 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kent conveyancing specialists.
I am looking for a flat up to £235,500 and identified one close by in Kent I like with open areas and station nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Kent suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a home loan the remaining unexpired lease term will be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I need to find a conveyancing solicitor for sale conveyancing in Kent. I have discover a web site which seems to have the ideal offering If there is a chance to get all this stuff done via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
There are only Sixty One years unexpired on my lease in Kent. I now want to extend my lease but my landlord is absent. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. However, you will be required to demonstrate that you have used your best endeavours to track down the freeholder. For most situations a specialist would be helpful to conduct investigations and prepare a report to be used as proof that the landlord can not be located. It is wise to seek advice from a property lawyer both on proving the landlord’s absence and the vesting order request to the County Court overseeing Kent.
Kent Leasehold Conveyancing - Sample of Queries before buying
Best to be warned if window replacement or some other significant cost is due shortly that will be shared by the leasehold owners and will dramatically increase the the service fees or result in a specific invoice. Does the lease have onerous restrictions?