Find a Kent Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kent? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kent home move at risk of delay or failure.

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Recently asked questions about conveyancing in Kent

We are about to exchange on the purchase of a property in Kent but as a result of damage from some water damage at the property I have managed to agree recompense from the seller in the sum of six thousand pounds taking the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process but Kent Reliance are not allowing this. Why were they approached?

The lawyer that is on a Kent Reliance conveyancing panel is duty bound to inform Kent Reliance of any variations to the purchase price. If you prohibit your lawyer to report the price change to Kent Reliance then they would have to discontinue acting for you. In addition, Kent Reliance and you would have to appoint a new solicitor for your conveyancing in Kent.

We are looking to buy a property and require a conveyancing solicitor in Kent who is on the Lloyds conveyancing panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Kent.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Kent? or I am told that there is an ancient law that means some owners of property living in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this relevant for conveyancing in Kent?

Unless a previous acquisition of the property completed after 12 October 2013 you can expect solicitors handling conveyancing in Kent to continue to propose a a chancel search and or chancel repair liability insurance.

Due to the guidance of my in-laws I had a survey completed on a property in Kent prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will refuse to give a mortgage on this type of house.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kent. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kent to see if the conveyancing will be more expensive.

I today plan to offer on a house that seems to be perfect, at a great figure which is making it more attractive. I have subsequently been informed that the title is leasehold rather than freehold. I would have thought that there are issues purchasing a house with a leasehold title in Kent. Conveyancing lawyers have are soon to be appointed. Will they explain the issues?

Most houses in Kent are freehold and not leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Kent in which case you should be shopping around for a Kent conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a leaseholder you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as requiring the freeholder’spermission to conduct alterations. It may be necessary to pay a contribution towards the maintenance of the estate where the house is located on an estate. Your solicitor should report to you on the legal implications.

Leasehold Conveyancing in Kent - A selection of Questions you should consider Prior to Purchasing

    What restrictions exist in the Kent Lease? For most Kent leaseholds the cost for major works are not included within maintenance charges, although some managing agents in Kent require tenants to pay into a sinking fund and this is used to offset against larger works. Its a good idea to discover as much as you can about the company managing the block as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents from a financial perspective and when it comes to daily matters such as the upkeep of the communal areas. Enquire of other tenants if they are happy with their service. Finally, find out the dates that you are obliged pay the maintenance charge to the appropriate party and specifically how they are spending the funds.

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Find out more about how flying freehold can affect your the value of a property.