I am hoping to receive a mortgage offer from Halifax. I would like to retain the legal services of a Licensed Conveyancer in Gillingham. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Our solicitor has discovered a a problem with the lease for the flat we are purchasing in Gillingham. The other side have suggested defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor has advised that he must check that the mortgage company is willing to move forward with this solution. Are we the client or is the bank?
Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the bank are the client. These conveyancing instructions must be adhered to.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Gillingham. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/5/2024, the requirements read as follows :
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a house in Gillingham?
Unless a prior acquisition of the house took place after 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Gillingham to remain recommending a chancel search and or chancel repair liability insurance.
As co-executor for the estate of my father I am selling a house in Neath but reside in Gillingham. My solicitor (based 300 miles from mehas requested that I sign a statutory declaration before completion. Could you suggest a conveyancing solicitor in Gillingham who can witness this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Gillingham based